Thitikorn PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	520.79	540.1	827.59	1,222	1,468	1,389
Total Interest Expense	9.78	11.45	31.32	39.68	31.84	34.24
Net Interest Income	511	528.65	796.28	1,182	1,436	1,355
Other Revenue	97.84	125.17	152.63	257.95	226.29	251.22
Revenue Before Loan Losses	608.84	653.81	948.91	1,440	1,662	1,606
Provision for Loan Losses	91.39	80.49	403.39	590.16	336.87	252.42
Revenue	517.45	573.32	545.52	850.18	1,325	1,353
Revenue Growth (YoY)	-23.19%	5.10%	-35.84%	-35.86%	-2.07%	-11.29%
Cost of Services Provided	669.56	693.2	872.7	854.59	1,090	1,092
Other Operating Expenses	-176.38	-176.38	-247.73	-142.25	-253.62	-362.28
Total Operating Expenses	493.18	516.82	624.97	712.34	836.69	729.69
Operating Income	24.28	56.51	-79.45	137.83	488.77	623.75
EBT Excluding Unusual Items	78.23	108.93	-37.52	163.75	488.77	623.75
Pretax Income	87.1	117.79	-11.74	169.5	488.77	623.75
Income Tax Expense	23.96	25.24	-0.53	74.14	119.46	149.39
Earnings From Continuing Ops.	63.13	92.55	-11.21	95.35	369.3	474.36
Minority Interest in Earnings	-2.07	-2.16	-4.68	-3.21	-2.23	-2.61
Net Income	61.06	90.4	-15.89	92.15	367.08	471.76
Net Income to Common	61.06	90.4	-15.89	92.15	367.08	471.76
Net Income Growth	-9.91%	-	-	-74.90%	-22.19%	28.34%
Shares Outstanding (Basic)	500	500	500	500	500	500
Shares Outstanding (Diluted)	500	500	500	500	500	500
EPS (Basic)	0.12	0.18	-0.03	0.18	0.73	0.94
EPS (Diluted)	0.12	0.18	-0.03	0.18	0.73	0.94
EPS Growth	-9.91%	-	-	-74.90%	-22.19%	28.34%
Free Cash Flow	81.96	500.58	1,485	463.91	191.79	1,274
Free Cash Flow Per Share	0.16	1.00	2.97	0.93	0.38	2.55
Dividend Per Share	0.200	0.200	0.200	0.250	0.420	0.500
Dividend Growth	-	-	-20.00%	-40.48%	-16.00%	19.05%
Operating Margin	4.69%	9.86%	-14.56%	16.21%	36.88%	46.09%
Profit Margin	11.80%	15.77%	-2.91%	10.84%	27.69%	34.86%
Free Cash Flow Margin	15.84%	87.31%	272.26%	54.57%	14.47%	94.14%
Effective Tax Rate	27.51%	21.43%	-	43.74%	24.44%	23.95%
Revenue as Reported	803.87	850.51	1,254	1,628	1,948	2,002

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.