Thitikorn PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	540.1	827.59	1,222	1,468	1,389
Total Interest Expense	11.45	31.32	39.68	31.84	34.24
Net Interest Income	528.65	796.28	1,182	1,436	1,355
Other Revenue	125.17	152.63	257.95	226.29	251.22
Revenue Before Loan Losses	653.81	948.91	1,440	1,662	1,606
Provision for Loan Losses	80.49	403.39	590.16	336.87	252.42
Revenue	573.32	545.52	850.18	1,325	1,353
Revenue Growth (YoY)	5.10%	-35.84%	-35.86%	-2.07%	-11.29%
Cost of Services Provided	693.2	872.7	854.59	1,090	1,092
Other Operating Expenses	-176.38	-247.73	-142.25	-253.62	-362.28
Total Operating Expenses	516.82	624.97	712.34	836.69	729.69
Operating Income	56.51	-79.45	137.83	488.77	623.75
EBT Excluding Unusual Items	108.93	-37.52	163.75	488.77	623.75
Pretax Income	117.79	-11.74	169.5	488.77	623.75
Income Tax Expense	25.24	-0.53	74.14	119.46	149.39
Earnings From Continuing Ops.	92.55	-11.21	95.35	369.3	474.36
Minority Interest in Earnings	-2.16	-4.68	-3.21	-2.23	-2.61
Net Income	90.4	-15.89	92.15	367.08	471.76
Net Income to Common	90.4	-15.89	92.15	367.08	471.76
Net Income Growth	-	-	-74.90%	-22.19%	28.34%
Shares Outstanding (Basic)	500	500	500	500	500
Shares Outstanding (Diluted)	500	500	500	500	500
EPS (Basic)	0.18	-0.03	0.18	0.73	0.94
EPS (Diluted)	0.18	-0.03	0.18	0.73	0.94
EPS Growth	-	-	-74.90%	-22.19%	28.34%
Free Cash Flow	500.58	1,485	463.91	191.79	1,274
Free Cash Flow Per Share	1.00	2.97	0.93	0.38	2.55
Dividend Per Share	0.200	0.200	0.250	0.420	0.500
Dividend Growth	-	-20.00%	-40.48%	-16.00%	19.05%
Operating Margin	9.86%	-14.56%	16.21%	36.88%	46.09%
Profit Margin	15.77%	-2.91%	10.84%	27.69%	34.86%
Free Cash Flow Margin	87.31%	272.26%	54.57%	14.47%	94.14%
Effective Tax Rate	21.43%	-	43.74%	24.44%	23.95%
Revenue as Reported	850.51	1,254	1,628	1,948	2,002

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.