Thitikorn PCL Cash Flow Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	90.4	-15.89	92.15	367.08	471.76
Depreciation & Amortization	87.28	103.48	67.06	77.62	82.78
Other Amortization	-	-	-	-	2.61
Asset Writedown & Restructuring Costs	102.45	66.98	1.05	0.73	0.02
Provision for Credit Losses	80.49	403.39	590.16	336.87	252.42
Change in Accounts Payable	-32.81	-57.57	-22.04	-44.4	5.13
Change in Other Net Operating Assets	243.15	1,274	-187.71	-598.39	301.66
Other Operating Activities	-27.93	-12.01	-10.66	49.7	181.58
Operating Cash Flow	529.37	1,719	523.13	199.23	1,285
Operating Cash Flow Growth	-69.21%	228.62%	162.57%	-84.49%	-63.40%
Capital Expenditures	-28.79	-233.9	-59.22	-7.44	-10.39
Sale of Property, Plant & Equipment	15.77	33.34	7.66	1.86	5.28
Sale (Purchase) of Intangibles	-0.03	-0.16	-0.21	-0.03	-0.4
Investment in Securities	-1,035	-660	-235	1,270	-1,500
Net Decrease (Increase) in Loans Originated / Sold - Investing	4.76	7.46	2.38	28.91	-34.44
Other Investing Activities	49.59	42.85	24.84	13.02	9.57
Investing Cash Flow	-994.1	-810.42	-259.56	1,306	-1,530
Short-Term Debt Issued	-	-	10.12	-	-
Long-Term Debt Issued	6.84	-	314.75	-	375.89
Total Debt Issued	6.84	-	324.87	-	375.89
Short-Term Debt Repaid	-24.92	-17.61	-	-24.34	-102.39
Long-Term Debt Repaid	-141.32	-268.75	-329.43	-532.04	-945.7
Total Debt Repaid	-166.24	-286.36	-329.43	-556.38	-1,048
Net Debt Issued (Repaid)	-159.4	-286.36	-4.56	-556.38	-672.2
Common Dividends Paid	-100	-125	-209.92	-250	-210
Other Financing Activities	-12.18	-32.15	-39.27	-36.58	-39.38
Financing Cash Flow	-271.58	-443.51	-253.75	-842.95	-921.58
Foreign Exchange Rate Adjustments	-75.51	-3.68	-21.39	-18.21	-
Net Cash Flow	-811.82	461.5	-11.57	644.39	-1,131
Free Cash Flow	500.58	1,485	463.91	191.79	1,274
Free Cash Flow Growth	-66.30%	220.15%	141.88%	-84.95%	-63.48%
Free Cash Flow Margin	87.31%	272.26%	54.57%	14.47%	94.14%
Free Cash Flow Per Share	1.00	2.97	0.93	0.38	2.55
Cash Interest Paid	12.18	32.15	39.27	36.58	39.38
Cash Income Tax Paid	23.16	35.43	114.11	82.66	81.14

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.