CaixaBank Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	10,687	10,671	11,108	10,113	5,122	5,975
Net Interest Income Growth	-2.60%	-3.93%	9.84%	97.44%	-14.28%	21.94%
Non-Interest Income	5,610	4,299	3,549	3,000	3,931	3,649
Non-Interest Income Growth	3.58%	21.13%	18.30%	-23.68%	7.73%	25.31%
Revenues Before Loan Losses	16,386	14,970	14,657	13,113	9,053	10,274
Provision for Credit Losses	-	1,124	1,409	115	759	1,315
Revenue	16,386	13,846	13,248	12,998	8,294	8,959
Revenue Growth (YoY)	-0.01%	4.51%	1.92%	56.72%	-7.42%	43.44%
Compensation Expenses	-	3,972	3,776	3,516	3,142	5,588
Selling, General & Admin	-	2,443	2,332	2,305	1,911	2,461
Other Non-Interest Expenses	1,144	352	434	1,468	205	-3,705
Total Non-Interest Expense	1,144	6,767	6,542	7,289	5,258	4,344
Pretax Income	8,716	8,674	8,319	6,924	3,052	5,315
Provision for Income Taxes	2,714	2,775	2,525	2,108	639	88
Net Income	5,993	5,891	5,787	4,816	2,413	5,226
Minority Interest in Earnings	8	10	8	2	-	3
Earnings From Discontinued Operations	-	2	1	2	-	2
Net Income to Common	5,993	5,891	5,787	4,816	2,413	5,226
Net Income Growth	-4.14%	1.80%	20.16%	99.59%	-53.83%	278.42%
Shares Outstanding (Basic)	7,085	7,060	7,262	7,470	7,819	7,575
Shares Outstanding (Diluted)	7,085	7,060	7,262	7,470	7,819	7,575
Shares Change (YoY)	-1.76%	-2.78%	-2.78%	-4.46%	3.22%	26.74%
EPS (Basic)	0.85	0.79	0.76	0.61	0.37	0.66
EPS (Diluted)	0.85	0.79	0.76	0.61	0.37	0.66
EPS Growth	-2.39%	3.95%	24.59%	64.86%	-43.94%	214.29%
Shares Outstanding	7,008	7,008	7,118	7,367	7,495	8,053
Free Cash Flow	-	4,024	16,529	15,332	-80,315	38,270
Free Cash Flow Growth	-	-75.66%	7.81%	-	-	2.99%
Free Cash Flow Per Share	-	0.57	2.28	2.05	-10.27	5.05
Dividends Per Share	-	0.500	0.435	0.392	0.231	0.146
Dividend Growth	-	14.89%	11.05%	69.95%	57.62%	445.90%
Profit Margin	36.63%	42.60%	43.73%	37.05%	29.09%	58.34%
FCF Margin	-	29.06%	124.77%	117.96%	-968.35%	427.17%
EBITDA	-	791	778	774	730	695
EBITDA Margin	-	5.71%	5.87%	5.95%	8.80%	7.76%
Effective Tax Rate	31.14%	31.99%	30.35%	30.44%	20.94%	1.66%

Updated Apr 30, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.