Banco de Sabadell Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,436	1,371	1,277	1,419	2,024	1,472
Investment Securities	50,001	44,757	43,187	34,005	27,709	22,778
Trading Asset Securities	5,746	3,556	5,422	4,563	5,544	2,493
Total Investments	55,747	48,313	48,608	38,569	33,253	25,271
Gross Loans	129,352	123,972	163,397	157,165	166,745	167,084
Allowance for Loan Losses	-2,258	-2,355	-2,848	-3,202	-3,020	-3,302
Other Adjustments to Gross Loans	-	-209.34	-242.21	-241.07	-183.9	-152.92
Net Loans	127,094	121,407	160,307	153,722	163,541	163,629
Property, Plant & Equipment	1,547	1,599	1,997	2,067	2,282	2,397
Goodwill	1,027	1,027	1,027	1,018	1,027	1,026
Other Intangible Assets	1,379	1,467	1,531	1,465	1,457	1,555
Investments in Real Estate	123.93	132.92	157.14	229.6	299.74	379.27
Accrued Interest Receivable	-	94.86	93.19	71.93	51.61	49.67
Other Receivables	440.24	484.55	544.85	452.29	206.56	319.6
Restricted Cash	4,025	11,032	17,106	28,567	39,237	47,741
Other Current Assets	34.28	52,152	208.26	306.08	295	347.58
Long-Term Deferred Tax Assets	5,531	5,607	5,900	6,386	6,645	6,708
Other Real Estate Owned & Foreclosed	409.65	428.96	461.42	527.14	537.15	573.17
Other Long-Term Assets	290.67	276.93	381.07	373.78	385.85	477
Total Assets	199,084	245,392	239,598	235,173	251,241	251,947

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accrued Expenses	355.25	365.1	481.68	575	-	-
Interest Bearing Deposits	26,478	25,514	34,971	37,836	47,163	55,285
Non-Interest Bearing Deposits	110,318	109,753	138,553	134,243	147,540	147,803
Total Deposits	136,796	135,267	173,524	172,079	194,703	203,088
Short-Term Borrowings	20,902	20,619	15,385	15,684	13,053	7,740
Current Income Taxes Payable	376.86	194.7	101.83	217.98	112.99	81.16
Other Current Liabilities	566.74	52,958	4,767	4,869	4,579	2,943
Long-Term Debt	20,262	19,802	27,517	25,025	22,489	22,093
Long-Term Leases	-	708.65	928.9	947.47	969.48	1,037
Pension & Post-Retirement Benefits	48.2	49.94	54.47	58.31	63.38	86.02
Long-Term Deferred Tax Liabilities	120.33	121.04	120.74	114.97	113.72	123.77
Other Long-Term Liabilities	7,481	1,226	1,685	1,723	2,072	1,758
Total Liabilities	186,909	231,311	224,565	221,294	238,155	238,950

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	611.03	627.96	680.03	680.03	703.37	703.37
Additional Paid-In Capital	6,165	6,600	7,695	7,695	7,899	7,899
Retained Earnings	7,500	9,214	8,771	7,572	6,637	5,971
Treasury Stock	-272.81	-25.88	-119.35	-39.62	-23.77	-34.52
Comprehensive Income & Other	-1,867	-2,370	-2,029	-2,063	-2,164	-1,568
Total Common Equity	12,137	14,047	14,998	13,845	13,052	12,971
Minority Interest	37.69	34.6	34.42	34.21	34.34	24.98
Shareholders' Equity	12,175	14,082	15,033	13,879	13,086	12,996
Total Liabilities & Equity	199,084	245,392	239,598	235,173	251,241	251,947

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	41,164	41,129	43,831	41,656	36,511	30,871
Net Cash (Debt)	-19,712	-25,007	-25,885	-30,055	-28,943	-26,905
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-3.97	-4.85	-4.81	-5.56	-5.17	-4.82
Filing Date Shares Outstanding	-	4,998	5,361	5,403	5,602	5,586
Total Common Shares Outstanding	-	4,998	5,361	5,403	5,602	5,586
Book Value Per Share	-	2.81	2.80	2.56	2.33	2.32
Tangible Book Value	9,731	11,554	12,440	11,362	10,568	10,390
Tangible Book Value Per Share	-	2.31	2.32	2.10	1.89	1.86