Capital One Financial Corporation (BMV:COF)

Capital One Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	43,587	40,894	37,410	28,910	24,263	24,074
Interest Income on Investments	5,236	5,140	4,528	2,327	1,506	1,959
Total Interest Income	48,823	46,034	41,938	31,237	25,769	26,033
Interest Paid on Deposits	11,642	11,493	9,489	2,535	956	2,165
Interest Paid on Borrowings	2,999	3,333	3,208	1,588	642	955
Total Interest Expense	14,641	14,826	12,697	4,123	1,598	3,120
Net Interest Income	34,182	31,208	29,241	27,114	24,171	22,913
Net Interest Income Growth (YoY)	14.03%	6.73%	7.85%	12.18%	5.49%	-1.83%
Gain (Loss) on Sale of Investments	-35	-35	-34	-9	2	-
Other Non-Interest Income	8,549	7,939	7,580	7,145	6,262	5,610
Total Non-Interest Income	8,514	7,904	7,546	7,136	6,264	5,610
Non-Interest Income Growth (YoY)	9.10%	4.74%	5.75%	13.92%	11.66%	6.80%
Revenues Before Loan Losses	42,696	39,112	36,787	34,250	30,435	28,523
Provision for Loan Losses	18,923	11,716	10,426	5,847	-1,944	10,264
Revenue	23,773	27,396	26,361	28,403	32,379	18,259
Revenue Growth (YoY)	-8.73%	3.93%	-7.19%	-12.28%	77.33%	-18.33%
Salaries and Employee Benefits	9,654	8,787	8,750	8,075	7,057	6,572
Occupancy Expenses	2,341	2,094	1,872	2,050	2,003	2,118
Amortization of Goodwill & Intangibles	326	77	82	60	29	60
Selling, General & Administrative	9,608	8,517	7,500	7,553	5,937	4,370
Other Non-Interest Expense	2,367	2,011	2,112	1,415	1,544	1,936
Total Non-Interest Expense	24,296	21,486	20,316	19,153	16,570	15,056
EBT Excluding Unusual Items	-523	5,910	6,045	9,250	15,809	3,203
Asset Writedown	-	-	-	-10	-	-
Pretax Income	-523	5,910	6,045	9,240	15,809	3,203
Income Tax Expense	-534	1,163	1,158	1,880	3,415	486
Earnings From Continuing Operations	11	4,747	4,887	7,360	12,394	2,717
Earnings From Discontinued Operations	-11	3	-	-	-4	-3
Net Income	-	4,750	4,887	7,360	12,390	2,714
Preferred Dividends & Other Adjustments	290	305	305	316	425	339
Net Income to Common	-290	4,445	4,582	7,044	11,965	2,375
Net Income Growth	-	-2.80%	-33.60%	-40.60%	356.52%	-51.06%
Basic Shares Outstanding	414	383	382	392	443	458
Diluted Shares Outstanding	414	384	383	393	444	459
Shares Change (YoY)	7.92%	0.05%	-2.49%	-11.48%	-3.20%	-2.34%
EPS (Basic)	-0.70	11.61	11.98	17.98	27.04	5.19
EPS (Diluted)	-0.70	11.59	11.95	17.91	26.94	5.18
EPS Growth	-	-3.03%	-33.28%	-33.52%	419.75%	-53.08%
Dividend Per Share	1.200	2.400	2.400	2.400	2.000	1.000
Dividend Growth	-50.00%	-	-	20.00%	100.00%	-37.50%
Effective Tax Rate	-	19.68%	19.16%	20.35%	21.60%	15.17%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.