Gentera Income Statement

Financials in millions MXN. Fiscal year is January - December.

Millions MXN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	46,415	40,232	32,509	28,039	22,443	18,905
Interest Paid on Deposits	7,718	7,298	5,649	3,449	1,965	2,298
Net Interest Income	38,697	32,934	26,860	24,590	20,478	16,607
Net Interest Income Growth (YoY)	24.90%	22.61%	9.23%	20.08%	23.31%	-19.90%
Gain (Loss) on Sale of Assets	-27	-27	5	-1	-5	-7
Gain (Loss) on Sale of Investments	27	27	-	-	-	-
Other Non-Interest Income	7,128	5,377	3,705	2,306	1,899	873
Total Non-Interest Income	7,128	5,377	3,710	2,305	1,894	866
Non-Interest Income Growth (YoY)	60.04%	44.93%	60.95%	21.70%	118.71%	6.86%
Revenues Before Loan Losses	45,826	38,311	30,570	26,895	22,372	17,473
Provision for Loan Losses	10,582	9,200	6,474	5,320	3,882	6,740
Revenue	35,244	29,111	24,096	21,575	18,490	10,733
Revenue Growth (YoY)	31.42%	20.81%	11.68%	16.68%	72.27%	-41.60%
Salaries and Employee Benefits	-	-	-	544	254	63
Occupancy Expenses	694	-	-	54	162	229
Amortization of Goodwill & Intangibles	-	-	-	-	140	126
Selling, General & Administrative	22,309	19,818	17,027	14,343	14,103	12,525
Total Non-Interest Expense	23,003	19,818	17,027	14,959	14,676	12,864
EBT Excluding Unusual Items	12,241	9,293	7,069	6,616	3,814	-2,131
Asset Writedown	-52	-52	-10	-21	-	-
Pretax Income	12,171	9,223	7,059	6,295	3,814	-2,131
Income Tax Expense	3,773	2,761	2,007	1,819	1,005	-670
Earnings From Continuing Operations	8,398	6,462	5,052	4,476	2,809	-1,461
Earnings From Discontinued Operations	0	-	-	182	-184	-174
Minority Interest in Earnings	-325.95	-457	-330	-104	-278	43
Net Income	8,072	6,005	4,722	4,554	2,347	-1,592
Net Income to Common	8,072	6,005	4,722	4,554	2,347	-1,592
Net Income Growth	50.20%	27.17%	3.69%	94.03%	-	-
Basic Shares Outstanding	1,591	1,468	1,476	1,549	1,588	1,561
Diluted Shares Outstanding	1,591	1,468	1,476	1,549	1,588	1,561
Shares Change (YoY)	33.69%	-0.50%	-4.74%	-2.43%	1.72%	-0.87%
EPS (Basic)	5.07	4.09	3.20	2.94	1.48	-1.02
EPS (Diluted)	5.07	4.09	3.20	2.94	1.48	-1.02
EPS Growth	12.35%	27.81%	8.84%	98.87%	-	-
Dividend Per Share	1.521	1.521	1.196	-	-	-
Dividend Growth	27.20%	27.20%	-	-	-	-
Effective Tax Rate	31.00%	29.94%	28.43%	28.90%	26.35%	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.