Gentera, S.A.B. de C.V. (BMV:GENTERA)

Gentera Balance Sheet

Financials in millions MXN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	10,668	5,702	4,507	4,747	3,980	6,075
Investment Securities	2,337	2,138	1,597	1,831	1,829	1,381
Trading Asset Securities	0.9	4	19	24	13	-
Total Investments	2,338	2,142	1,616	1,855	1,842	1,381
Gross Loans	83,214	83,161	65,572	53,861	46,238	40,689
Allowance for Loan Losses	-6,678	-6,819	-5,196	-4,534	-3,473	-4,178
Net Loans	76,536	76,342	60,376	49,327	42,765	36,511
Property, Plant & Equipment	2,099	2,192	1,839	1,485	717	870
Goodwill	4,610	4,797	4,610	4,693	4,997	5,052
Other Intangible Assets	1,939	1,753	1,998	2,018	1,930	2,021
Accrued Interest Receivable	24	-	-	-	-	-
Other Receivables	2,704	3,052	3,220	2,599	3,187	2,980
Restricted Cash	2,740	6,915	5,414	5,598	8,154	11,119
Other Current Assets	-	592	557	335	664	307
Long-Term Deferred Tax Assets	3,090	2,992	2,344	2,194	1,922	2,570
Other Long-Term Assets	983.76	341	133	93	47	-
Total Assets	107,732	106,829	86,619	74,954	70,272	68,951
Accrued Expenses	1,396	3,043	2,558	2,571	1,934	1,701
Interest Bearing Deposits	21,691	21,549	17,838	16,154	15,069	14,695
Total Deposits	21,691	21,549	17,838	16,154	15,069	14,695
Short-Term Borrowings	-	-	100	-	-	-
Current Portion of Long-Term Debt	7,324	6,969	4,196	3,458	2,318	3,199
Current Portion of Leases	-	497	389	634	4	29
Current Income Taxes Payable	839.71	1,286	54	813	88	39
Other Current Liabilities	-	513	176	236	603	726
Long-Term Debt	33,205	34,382	29,409	23,081	23,452	24,899
Long-Term Leases	1,334	882	897	296	6	13
Pension & Post-Retirement Benefits	2,529	1,254	1,155	858	-	-
Long-Term Deferred Tax Liabilities	-	114	152	-	200	221
Other Long-Term Liabilities	3,940	2,817	1,809	1,341	1,764	1,147
Total Liabilities	72,260	73,306	58,733	49,442	45,438	46,669
Common Stock	4,764	4,764	4,764	4,764	4,764	4,764
Additional Paid-In Capital	-	-	-	-	515	558
Retained Earnings	26,841	24,734	20,618	17,718	14,090	11,743
Comprehensive Income & Other	1,448	1,599	353	1,102	1,865	1,818
Total Common Equity	33,054	31,097	25,735	23,584	21,234	18,883
Minority Interest	2,419	2,426	2,151	1,928	3,600	3,399
Shareholders' Equity	35,473	33,523	27,886	25,512	24,834	22,282
Total Liabilities & Equity	107,732	106,829	86,619	74,954	70,272	68,951
Total Debt	41,864	42,730	34,991	27,469	25,780	28,140
Net Cash (Debt)	-31,195	-34,985	-28,992	-22,698	-21,787	-22,065
Net Cash Per Share	-19.00	-23.83	-19.65	-14.65	-13.72	-14.14
Filing Date Shares Outstanding	1,579	1,579	1,579	1,583	1,588	1,588
Total Common Shares Outstanding	1,579	1,579	1,579	1,583	1,588	1,588
Book Value Per Share	20.93	19.69	16.30	14.90	13.37	11.89
Tangible Book Value	26,504	24,547	19,127	16,873	14,307	11,810
Tangible Book Value Per Share	16.78	15.54	12.11	10.66	9.01	7.44

Updated Feb 26, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.