Gentera Income Statement

Financials in millions MXN. Fiscal year is January - December.

Millions MXN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	51,879	48,393	40,232	32,509	28,039	22,443
Interest Paid on Deposits	7,360	7,904	7,298	5,649	3,449	1,965
Net Interest Income	44,519	40,489	32,934	26,860	24,590	20,478
Net Interest Income Growth	15.04%	22.94%	22.61%	9.23%	20.08%	23.31%
Gain (Loss) on Sale of Assets	-1	-1	-27	5	-1	-5
Gain (Loss) on Sale of Investments	-	-	27	-	-	-
Other Non-Interest Income	7,778	7,204	5,377	3,705	2,306	1,899
Total Non-Interest Income	7,777	7,203	5,377	3,710	2,305	1,894
Non-Interest Income Growth	9.10%	33.96%	44.93%	60.95%	21.70%	118.71%
Revenues Before Loan Losses	52,295	47,692	38,311	30,570	26,895	22,372
Provision for Loan Losses	13,515	11,195	9,200	6,474	5,320	3,882
Revenue	38,781	36,497	29,111	24,096	21,575	18,490
Revenue Growth	10.04%	25.37%	20.81%	11.68%	16.68%	72.27%
Salaries and Employee Benefits	-	-	-	-	544	254
Occupancy Expenses	-	-	-	-	54	162
Amortization of Goodwill & Intangibles	-	-	-	-	-	140
Selling, General & Administrative	24,946	23,644	19,818	17,027	14,343	14,103
Total Non-Interest Expense	24,946	23,644	19,818	17,027	14,959	14,676
EBT Excluding Unusual Items	13,835	12,853	9,293	7,069	6,616	3,814
Asset Writedown	-	-	-52	-10	-21	-
Pretax Income	13,797	12,815	9,223	7,059	6,295	3,814
Income Tax Expense	4,573	4,295	2,761	2,007	1,819	1,005
Earnings From Continuing Operations	9,224	8,520	6,462	5,052	4,476	2,809
Earnings From Discontinued Operations	-0	-	-	-	182	-184
Minority Interest in Earnings	-343.78	-304	-457	-330	-104	-278
Net Income	8,880	8,216	6,005	4,722	4,554	2,347
Net Income to Common	8,880	8,216	6,005	4,722	4,554	2,347
Net Income Growth	10.02%	36.82%	27.17%	3.69%	94.03%	-
Basic Shares Outstanding	1,384	1,521	1,468	1,476	1,549	1,588
Diluted Shares Outstanding	1,384	1,521	1,468	1,476	1,549	1,588
Shares Change	-12.96%	3.63%	-0.50%	-4.74%	-2.43%	1.72%
EPS (Basic)	6.41	5.40	4.09	3.20	2.94	1.48
EPS (Diluted)	6.41	5.40	4.09	3.20	2.94	1.48
EPS Growth	26.39%	32.03%	27.81%	8.84%	98.87%	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	-	1.521	1.196	-	-
Dividend Growth	-	-	27.20%	-	-	-
Effective Tax Rate	33.15%	33.52%	29.94%	28.43%	28.90%	26.35%