HealthEquity, Inc. (BMV:HQY)

HealthEquity Balance Sheet

Financials in millions USD. Fiscal year is February - January.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 31, 2025	Jan 31, 2025	Jan 31, 2024	Jan 31, 2023	Jan 31, 2022	Jan 31, 2021
Cash & Equivalents	304.46	295.95	403.98	254.27	225.41	328.8
Cash & Short-Term Investments	304.46	295.95	403.98	254.27	225.41	328.8
Cash Growth	-6.86%	-26.74%	58.88%	12.80%	-31.44%	71.50%
Receivables	111.16	118.01	104.89	96.84	87.43	72.77
Prepaid Expenses	77.21	32.5	31.2	20.1	20.6	-
Other Current Assets	-	31.3	17.36	11.69	17.9	58.61
Total Current Assets	492.83	477.75	557.44	382.89	351.34	460.18
Property, Plant & Equipment	42.84	46.42	54.39	69.32	86.99	118.61
Goodwill	1,648	1,648	1,648	1,648	1,646	1,327
Other Intangible Assets	1,152	1,205	835.95	936.36	973.14	767
Long-Term Deferred Charges	-	7.7	2.5	3.4	4.4	5
Other Long-Term Assets	80.4	63.87	65.37	48.78	45.41	32.42
Total Assets	3,417	3,449	3,164	3,089	3,107	2,710
Accounts Payable	9.6	14.36	12.04	13.9	27.54	1.61
Accrued Expenses	97.03	131.96	95.65	89.5	104.73	126.55
Current Portion of Long-Term Debt	-	-	-	17.5	8.75	62.5
Current Portion of Leases	9.95	10	9.4	10.16	12.17	14.04
Total Current Liabilities	116.58	156.32	117.09	131.06	153.19	204.7
Long-Term Debt	1,007	1,056	874.97	907.84	922.08	924.22
Long-Term Leases	38.24	42.22	48.77	58.99	65.23	74.22
Long-Term Deferred Tax Liabilities	86.62	55.83	68.67	82.67	99.85	119.73
Other Long-Term Liabilities	21.99	22.96	19.27	12.71	14.19	8.81
Total Liabilities	1,270	1,334	1,129	1,193	1,255	1,332
Common Stock	0.01	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	1,919	1,906	1,829	1,746	1,677	1,158
Retained Earnings	226.9	209.27	205.63	149.92	176.06	220.35
Comprehensive Income & Other	0.2	-	-	-	-	-
Shareholders' Equity	2,146	2,115	2,035	1,896	1,853	1,379
Total Liabilities & Equity	3,417	3,449	3,164	3,089	3,107	2,710
Total Debt	1,055	1,109	933.14	994.49	1,008	1,075
Net Cash (Debt)	-750.56	-812.57	-529.16	-740.22	-782.82	-746.18
Net Cash Per Share	-8.47	-9.15	-6.09	-8.77	-9.42	-9.86
Filing Date Shares Outstanding	86.42	86.5	86.16	84.78	83.82	83.02
Total Common Shares Outstanding	86.42	86.54	86.13	84.76	83.78	77.17
Working Capital	376.26	321.43	440.35	251.83	198.15	255.48
Book Value Per Share	24.84	24.44	23.63	22.37	22.11	17.87
Tangible Book Value	-654.18	-737.89	-449.07	-688.86	-766.4	-715.47
Tangible Book Value Per Share	-7.57	-8.53	-5.21	-8.13	-9.15	-9.27
Machinery	-	25.93	32.58	36.41	40.4	37.82
Leasehold Improvements	-	13.97	14.46	18.27	18.57	22.27

Source: S&P Global Market Intelligence. Standard template. Financial Sources.