HealthEquity, Inc. (BMV:HQY)

HealthEquity Statistics

Total Valuation

HealthEquity has a market cap or net worth of MXN 146.91 billion. The enterprise value is 159.99 billion.

Market Cap	146.91B
Enterprise Value	159.99B

Important Dates

The last earnings date was Wednesday, December 3, 2025.

Earnings Date	Dec 3, 2025
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	86.48M
Shares Outstanding	n/a
Shares Change (YoY)	-0.34%
Shares Change (QoQ)	-0.88%
Owned by Insiders (%)	1.86%
Owned by Institutions (%)	106.55%
Float	84.53M

Valuation Ratios

The trailing PE ratio is 41.26 and the forward PE ratio is 21.37.

PE Ratio	41.26
Forward PE	21.37
PS Ratio	6.13
PB Ratio	3.71
P/TBV Ratio	n/a
P/FCF Ratio	19.17
P/OCF Ratio	19.08
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 19.18, with an EV/FCF ratio of 20.87.

EV / Earnings	44.94
EV / Sales	6.81
EV / EBITDA	19.18
EV / EBIT	29.37
EV / FCF	20.87

Financial Position

The company has a current ratio of 4.13, with a Debt / Equity ratio of 0.48.

Current Ratio	4.13
Quick Ratio	3.49
Debt / Equity	0.48
Debt / EBITDA	2.24
Debt / FCF	2.49
Interest Coverage	5.06

Financial Efficiency

Return on equity (ROE) is 9.01% and return on invested capital (ROIC) is 5.83%.

Return on Equity (ROE)	9.01%
Return on Assets (ROA)	5.43%
Return on Invested Capital (ROIC)	5.83%
Return on Capital Employed (ROCE)	9.14%
Revenue Per Employee	7.70M
Profits Per Employee	1.14M
Employee Count	3,120
Asset Turnover	0.37
Inventory Turnover	n/a

Taxes

In the past 12 months, HealthEquity has paid 1.01 billion in taxes.

Income Tax	1.01B
Effective Tax Rate	22.18%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	n/a
200-Day Moving Average	n/a
Relative Strength Index (RSI)	74.28
Average Volume (20 Days)	5

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	4.64

Income Statement

In the last 12 months, HealthEquity had revenue of MXN 23.96 billion and earned 3.56 billion in profits. Earnings per share was 40.39.

Revenue	23.96B
Gross Profit	16.22B
Operating Income	5.56B
Pretax Income	4.58B
Net Income	3.56B
EBITDA	8.44B
EBIT	5.56B
Earnings Per Share (EPS)	40.39

Balance Sheet

The company has 5.74 billion in cash and 19.09 billion in debt, giving a net cash position of -13.35 billion.

Cash & Cash Equivalents	5.74B
Total Debt	19.09B
Net Cash	-13.35B
Net Cash Per Share	n/a
Equity (Book Value)	39.61B
Book Value Per Share	462.65
Working Capital	7.02B

Cash Flow

In the last 12 months, operating cash flow was 7.70 billion and capital expenditures -36.58 million, giving a free cash flow of 7.66 billion.

Operating Cash Flow	7.70B
Capital Expenditures	-36.58M
Free Cash Flow	7.66B
FCF Per Share	n/a

Margins

Gross margin is 67.72%, with operating and profit margins of 23.20% and 14.86%.

Gross Margin	67.72%
Operating Margin	23.20%
Pretax Margin	19.10%
Profit Margin	14.86%
EBITDA Margin	35.22%
EBIT Margin	23.20%
FCF Margin	32.00%

Dividends & Yields

HealthEquity does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.34%
Shareholder Yield	0.34%
Earnings Yield	2.42%
FCF Yield	5.22%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

HealthEquity has an Altman Z-Score of 4.87 and a Piotroski F-Score of 8.

Altman Z-Score	4.87
Piotroski F-Score	8