Regions Financial Corporation (BMV:RF)

Regions Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	5,498	5,771	5,773	4,124	3,489
Interest Income on Investments	1,575	1,337	1,124	978	592
Total Interest Income	7,073	7,108	6,897	5,102	4,081
Interest Paid on Deposits	1,766	1,971	1,255	197	64
Interest Paid on Borrowings	316	319	322	119	103
Total Interest Expense	2,082	2,290	1,577	316	167
Net Interest Income	4,991	4,818	5,320	4,786	3,914
Net Interest Income Growth (YoY)	3.59%	-9.44%	11.16%	22.28%	0.51%
Trust Income	544	338	313	297	278
Mortgage Banking Activities	158	146	109	156	242
Gain (Loss) on Sale of Investments	-53	-208	-5	-1	6
Other Non-Interest Income	1,251	1,377	1,247	1,286	1,348
Total Non-Interest Income	2,535	2,265	2,256	2,379	2,522
Non-Interest Income Growth (YoY)	11.92%	0.40%	-5.17%	-5.67%	5.48%
Revenues Before Loan Losses	7,526	7,083	7,576	7,165	6,436
Provision for Loan Losses	470	487	553	271	-524
Revenue	7,056	6,596	7,023	6,894	6,960
Revenue Growth (YoY)	6.97%	-6.08%	1.87%	-0.95%	40.46%
Salaries and Employee Benefits	2,614	2,456	2,355	2,258	2,142
Occupancy Expenses	288	192	204	214	216
Selling, General & Administrative	534	675	668	640	615
Other Non-Interest Expense	851	916	1,186	953	728
Total Non-Interest Expense	4,314	4,239	4,413	4,065	3,701
EBT Excluding Unusual Items	2,742	2,357	2,610	2,829	3,259
Other Unusual Items	-2	-	4	-	-18
Pretax Income	2,743	2,354	2,607	2,876	3,215
Income Tax Expense	587	461	533	631	694
Earnings From Continuing Operations	2,156	1,893	2,074	2,245	2,521
Net Income	2,156	1,893	2,074	2,245	2,521
Preferred Dividends & Other Adjustments	95	119	98	99	121
Net Income to Common	2,061	1,774	1,976	2,146	2,400
Net Income Growth	13.89%	-8.73%	-7.62%	-10.95%	130.44%
Basic Shares Outstanding	892	916	936	935	956
Diluted Shares Outstanding	896	918	938	942	963
Shares Change (YoY)	-2.40%	-2.13%	-0.43%	-2.18%	0.10%
EPS (Basic)	2.31	1.94	2.11	2.30	2.51
EPS (Diluted)	2.30	1.93	2.11	2.28	2.49
EPS Growth	19.17%	-8.53%	-7.46%	-8.43%	141.75%
Dividend Per Share	1.030	0.980	0.880	0.740	0.650
Dividend Growth	5.10%	11.36%	18.92%	13.85%	4.84%
Effective Tax Rate	21.40%	19.58%	20.45%	21.94%	21.59%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.