Bajaj Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	727,760	611,636	483,066	355,486	272,772
Total Interest Expense	286,660	247,708	187,247	125,599	97,537
Net Interest Income	441,101	363,928	295,819	229,887	175,235
Commissions and Fees	77,544	59,828	52,672	43,556	30,673
Gain (Loss) on Sale of Loans & Receivables	4,655	5,520	133.3	231.7	-
Gain (Loss) on Sale of Investments	-	925.1	-6.2	-	-
Other Revenue	9,865	19,079	13,960	14,909	13,036
Revenue Before Loan Losses	533,164	449,281	362,578	288,584	218,944
Provision for Loan Losses	94,819	79,086	45,487	31,897	48,034
Revenue	438,346	370,195	317,091	256,687	170,910
Revenue Growth (YoY)	18.41%	16.75%	23.53%	50.19%	50.96%
Salaries & Employee Benefits	89,785	75,083	63,960	51,002	35,924
Cost of Services Provided	36,581	30,798	22,876	18,915	17,621
Other Operating Expenses	41,307	34,790	30,278	26,655	18,480
Total Operating Expenses	177,763	149,481	123,947	101,425	75,872
Operating Income	260,583	220,714	193,145	155,262	95,038
Earnings From Equity Investments	164.6	178.1	76.4	16.7	-
EBT Excluding Unusual Items	260,819	221,151	193,221	155,279	95,038
Other Unusual Items	-2,652	-	-	-	-
Pretax Income	258,167	220,796	193,096	155,279	95,038
Income Tax Expense	64,843	53,002	48,584	40,202	24,756
Earnings From Continuing Ops.	193,324	167,795	144,512	115,077	70,282
Minority Interest in Earnings	-3,150	-1,417	-	-	-
Net Income	190,174	166,378	144,512	115,077	70,282
Net Income to Common	190,174	166,378	144,512	115,077	70,282
Net Income Growth	14.30%	15.13%	25.58%	63.73%	59.02%
Shares Outstanding (Basic)	6,215	6,186	6,100	6,040	6,026
Shares Outstanding (Diluted)	6,233	6,203	6,124	6,070	6,070
Shares Change (YoY)	0.48%	1.30%	0.88%	0.01%	0.24%
EPS (Basic)	30.60	26.89	23.69	19.05	11.66
EPS (Diluted)	30.51	26.82	23.60	18.96	11.58
EPS Growth	13.76%	13.65%	24.48%	63.72%	58.62%
Free Cash Flow	-663,498	-687,385	-704,469	-425,977	-374,655
Free Cash Flow Per Share	-106.45	-110.81	-115.04	-70.17	-61.73
Dividend Per Share	5.400	4.400	3.600	3.000	2.000
Dividend Growth	22.73%	22.22%	20.00%	50.00%	100.00%
Operating Margin	59.45%	59.62%	60.91%	60.49%	55.61%
Profit Margin	43.38%	44.94%	45.57%	44.83%	41.12%
Free Cash Flow Margin	-151.36%	-185.68%	-222.17%	-165.95%	-219.21%
Effective Tax Rate	25.12%	24.01%	25.16%	25.89%	26.05%
Revenue as Reported	819,895	697,248	549,825	414,183	316,481

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.