Kotak Mahindra Bank Limited (BOM:500247)

Kotak Mahindra Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	673,027	656,688	562,366	421,511	337,406	328,198
Interest Paid on Deposits	291,900	282,746	225,672	144,111	115,535	129,665
Net Interest Income	386,621	373,943	336,694	277,399	221,871	198,533
Net Interest Income Growth (YoY)	8.08%	11.06%	21.38%	25.03%	11.76%	12.97%
Gain (Loss) on Sale of Assets	458.05	458.05	71.38	107.78	264.3	386.56
Gain (Loss) on Sale of Investments	54,879	83,636	74,173	-5,009	16,950	49,727
Other Non-Interest Income	331,658	328,240	306,128	264,811	232,196	185,763
Total Non-Interest Income	386,995	412,334	380,373	259,910	249,411	235,877
Non-Interest Income Growth (YoY)	-7.93%	8.40%	46.35%	4.21%	5.74%	39.64%
Revenues Before Loan Losses	773,617	786,277	717,067	537,309	471,281	434,410
Provision for Loan Losses	46,229	39,121	20,988	6,107	16,060	28,524
Revenue	727,388	747,156	696,079	531,202	455,221	405,885
Revenue Growth (YoY)	-2.90%	7.34%	31.04%	16.69%	12.16%	27.21%
Salaries and Employee Benefits	123,897	119,636	103,473	84,790	71,409	58,557
Occupancy Expenses	38,825	38,825	31,999	27,422	21,044	18,807
Selling, General & Administrative	23,772	23,818	23,856	19,312	11,941	17,075
Other Non-Interest Expense	257,915	275,515	299,380	204,925	199,699	179,762
Total Non-Interest Expense	442,903	455,992	456,344	335,005	302,518	273,329
EBT Excluding Unusual Items	284,485	291,164	239,735	196,198	152,703	132,556
Other Unusual Items	-37,506	528.3	1,263	1,710	8,355	-
Pretax Income	246,979	291,693	240,998	197,907	161,058	132,556
Income Tax Expense	61,237	70,433	58,866	48,657	40,164	32,654
Earnings From Continuing Operations	185,742	221,260	182,132	149,250	120,894	99,902
Net Income	185,742	221,260	182,132	149,250	120,894	99,902
Preferred Dividends & Other Adjustments	-	-	385.1	405	405	405
Net Income to Common	185,742	221,260	181,747	148,845	120,489	99,497
Net Income Growth	-15.93%	21.48%	22.03%	23.46%	21.01%	16.25%
Basic Shares Outstanding	1,988	1,988	1,987	1,986	1,983	1,969
Diluted Shares Outstanding	1,988	1,988	1,987	1,986	1,984	1,970
Shares Change (YoY)	0.03%	0.03%	0.07%	0.11%	0.69%	3.04%
EPS (Basic)	93.41	111.29	91.45	74.96	60.76	50.53
EPS (Diluted)	93.41	111.29	91.45	74.94	60.73	50.49
EPS Growth	-15.81%	21.70%	22.03%	23.40%	20.28%	13.00%
Dividend Per Share	-	2.500	2.000	1.500	1.100	0.900
Dividend Growth	-	25.00%	33.33%	36.36%	22.22%	-
Effective Tax Rate	24.79%	24.15%	24.43%	24.59%	24.94%	24.63%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.