Kotak Mahindra Bank Limited (BOM:500247)

Kotak Mahindra Bank Financials Overview

Financials in millions INR. Fiscal year is April - March.

Revenue & Profits

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Revenue Revenue Growth	747,077	675,507	676,760	696,079	531,202	455,221
Revenue Growth	2.71%	-0.18%	-2.77%	31.04%	16.69%	12.16%
Net Income Net Income Growth	214,733	192,879	221,260	181,747	148,845	120,489
Earnings Per Share EPS Growth	21.58	19.39	22.26	18.29	14.99	12.15
EPS Growth	15.51%	-12.89%	21.70%	22.03%	23.40%	20.28%

Revenue by Segment

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Treasury, BMU and Corporate Centre Treasury, BMU and Corporate Centre Growth	140,358	133,911	128,401	109,563	74,376	89,250
Retail Banking Retail Banking Growth	350,951	344,343	338,297	278,311	191,792	149,560
Corporate / Wholesale Banking Corporate / Wholesale Banking Growth	283,818	261,588	247,863	227,890	181,308	135,220
Vehicle Financing Vehicle Financing Growth	45,252	43,578	41,006	34,158	26,074	20,040
Other Lending Activities Other Lending Activities Growth	20,872	22,658	22,276	19,185	13,421	14,760
Broking Broking Growth	52,498	47,162	43,690	32,139	24,540	24,270
Advisory and Transactional Services Advisory and Transactional Services Growth	12,447	11,096	16,821	13,715	8,622	6,580
Asset Management Asset Management Growth	36,626	33,585	28,937	19,419	16,601	14,920
Insurance Insurance Growth	291,397	260,114	252,684	281,101	190,096	181,810

Cash & Debt

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Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Cash & Investments Cash & Investments Growth	1,010,000	729,322	477,117	368,573	293,866	239,527
Total Debt Total Debt Growth	1,231,195	1,115,291	1,045,248	779,863	570,339	551,599
Net Cash (Debt) Net Cash Growth	-221,195	-385,969	-568,132	-411,289	-276,473	-312,071
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	-22.23	-38.81	-57.15	-41.39	-27.84	-31.46

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Operating Cash Flow Operating Cash Flow Growth	-1,029,215	-305,063	-325,230	-683,111	-524,282	-229,071
Capital Expenditures CapEx Growth	-10,921	-10,580	-12,128	-11,267	-9,868	-6,698
Free Cash Flow Free Cash Flow Growth	-1,040,136	-315,643	-337,358	-694,378	-534,149	-235,769
Free Cash Flow Growth	-	-	-	-	-	-

Margins

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Profit Margin	28.74%	28.55%	32.69%	26.11%	28.02%	26.47%
FCF Margin	-139.23%	-46.73%	-49.85%	-99.76%	-100.55%	-51.79%

Dividends

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Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Nov 5, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Dividend Per Share Dividend Per Share Growth	0.650	0.650	0.500	0.400	0.300	0.220
Dividend Per Share Growth	30.00%	30.00%	25.00%	33.33%	36.36%	22.22%
Dividend Yield	0.14%	0.18%	0.11%	0.11%	0.09%	0.06%

Valuation

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Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Nov 5, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
PE Ratio	21.27	18.21	19.51	19.53	23.14	28.90
Forward PE	20.03	15.22	19.15	18.07	20.25	26.26
PS Ratio	6.11	5.20	6.38	5.10	6.48	7.65

Data Sources: S&P Global Market Intelligence and Fiscal.ai Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company. Revenue segment data is provided by Fiscal.ai.

Update frequency:

Quarterly

Last checked:

Nov 4, 2026

Data Sources Report a data error