Mangal Credit and Fincorp Limited (BOM:505850)

Mangal Credit and Fincorp Financials Overview

Financials in millions INR. Fiscal year is April - March.

Revenue & Profits

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Revenue Revenue Growth	829.89	699.01	495.76	331.95	209.26	136.94
Revenue Growth	47.30%	41.00%	49.35%	58.63%	52.82%	20.95%
Gross Profit Gross Profit Growth	814.66	682.52	488.16	324.28	205.68	127.49
Operating Income Operating Income Growth	649.21	527.72	369.31	238.2	153.55	104.28
Net Income Net Income Growth	190.71	153.07	130.68	105.46	79.14	60.81
Earnings Per Share EPS Growth	8.91	7.25	6.58	5.45	4.10	3.15
EPS Growth	49.37%	10.18%	20.73%	33.02%	30.13%	6.49%

Cash & Debt

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Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Cash & Investments Cash & Investments Growth	497.17	271.48	118.35	63.12	113.11	14.09
Total Debt Total Debt Growth	3,695	3,317	2,005	1,380	873.01	293.25
Net Cash (Debt) Net Cash Growth	-3,198	-3,046	-1,887	-1,317	-759.9	-279.16
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	-149.28	-144.18	-94.99	-68.09	-39.34	-14.45

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Operating Cash Flow Operating Cash Flow Growth	-1,184	-1,141	-493.6	-539.84	-461.07	-107.48
Capital Expenditures CapEx Growth	-12.58	-11.01	-8.08	-4.16	-3	-0.94
Free Cash Flow Free Cash Flow Growth	-1,196	-1,153	-501.69	-544.01	-464.07	-108.42
Free Cash Flow Growth	-	-	-	-	-	-

Margins

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Gross Margin	98.17%	97.64%	98.47%	97.69%	98.29%	93.10%
Operating Margin	78.23%	75.50%	74.49%	71.76%	73.38%	76.15%
Pretax Margin	31.14%	29.83%	36.72%	43.15%	51.51%	63.41%
Profit Margin	22.98%	21.90%	26.36%	31.77%	37.82%	44.41%
FCF Margin	-144.16%	-164.88%	-101.19%	-163.88%	-221.76%	-79.18%

Dividends

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Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Nov 10, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Dividend Per Share Dividend Per Share Growth	0.750	0.750	0.750	0.600	0.500	0.500
Dividend Per Share Growth	0%	0%	25.00%	20.00%	0%	0%
Dividend Yield	0.30%	0.45%	0.45%	0.54%	0.50%	0.50%

Valuation

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Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Nov 10, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
PE Ratio	28.29	23.09	25.26	20.44	24.54	31.90
PS Ratio	6.41	5.06	6.66	6.50	9.28	14.17

Data Source: S&P Global Market Intelligence Last updated: Nov 3, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 9, 2026

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