Mangal Credit and Fincorp Limited (BOM:505850)
India flag India · Delayed Price · Currency is INR
237.05
-0.75 (-0.32%)
At close: Aug 17, 2026

Mangal Credit and Fincorp Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
775.86699.01495.76331.95209.26136.94
Revenue Growth
48.70%41.00%49.35%58.63%52.82%20.95%
Gross Profit
761.63682.76488.16324.28205.68127.49
Operating Income
599.15527.72369.31238.2153.55104.28
Net Income
179.98153.07130.68105.4679.1460.81
Earnings Per Share
8.437.256.585.454.103.15
EPS Growth
36.98%10.18%20.73%33.02%30.13%6.49%

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
523.71523.71118.3563.12113.1114.09
Total Debt
3,3173,3172,0051,380873.01293.25
Net Cash (Debt)
-2,794-2,794-1,887-1,317-759.9-279.16
Net Cash Growth
------
Net Cash Per Share
-130.80-132.33-94.99-68.09-39.34-14.45

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--1,141-493.6-539.84-461.07-107.48
Capital Expenditures
--11.01-8.08-4.16-3-0.94
Free Cash Flow
--1,153-501.69-544.01-464.07-108.42
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Gross Margin
98.17%97.68%98.47%97.69%98.29%93.10%
Operating Margin
77.22%75.50%74.49%71.76%73.38%76.15%
Pretax Margin
31.51%29.83%36.72%43.15%51.51%63.41%
Profit Margin
23.20%21.90%26.36%31.77%37.82%44.41%
FCF Margin
--164.88%-101.19%-163.88%-221.76%-79.18%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
0.7500.7500.7500.6000.5000.500
Dividend Per Share Growth
0%0%25.00%20.00%0%0%
Dividend Yield
0.32%0.45%0.45%0.55%0.50%0.51%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
28.1223.0925.2620.4424.5431.90
PS Ratio
6.455.066.666.509.2814.17