Mangal Credit and Fincorp Limited (BOM:505850)

India · Delayed Price · Currency is INR

220.00

-1.55 (-0.70%)

At close: Jul 28, 2026

Mangal Credit and Fincorp Financials Overview

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Revenue	699.01	699.01	495.76	331.95	209.26	136.94
Revenue Growth	41.00%	41.00%	49.35%	58.63%	52.82%	20.95%
Gross Profit	682.76	682.76	488.16	324.28	205.68	127.49
Operating Income	527.72	527.72	369.31	238.2	153.55	104.28
Net Income	153.07	153.07	130.68	105.46	79.14	60.81
Earnings Per Share	7.25	7.25	6.58	5.45	4.10	3.15
EPS Growth	10.18%	10.18%	20.73%	33.02%	30.13%	6.49%

Cash & Debt

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Investments	523.71	523.71	118.35	63.12	113.11	14.09
Total Debt	3,317	3,317	2,005	1,380	873.01	293.25
Net Cash (Debt)	-2,794	-2,794	-1,887	-1,317	-759.9	-279.16
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-132.33	-132.33	-94.99	-68.09	-39.34	-14.45

Cash Flow & CapEx

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Operating Cash Flow	-1,141	-1,141	-493.6	-539.84	-461.07	-107.48
Capital Expenditures	-11.01	-11.01	-8.08	-4.16	-3	-0.94
Free Cash Flow	-1,153	-1,153	-501.69	-544.01	-464.07	-108.42
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Gross Margin	97.68%	97.68%	98.47%	97.69%	98.29%	93.10%
Operating Margin	75.50%	75.50%	74.49%	71.76%	73.38%	76.15%
Pretax Margin	29.83%	29.83%	36.72%	43.15%	51.51%	63.41%
Profit Margin	21.90%	21.90%	26.36%	31.77%	37.82%	44.41%
FCF Margin	-164.88%	-164.88%	-101.19%	-163.88%	-221.76%	-79.18%

Dividends

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jul '26 Jul 29, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Dividend Per Share	0.750	0.750	0.750	0.600	0.500	0.500
Dividend Per Share Growth	25.00%	0%	25.00%	20.00%	0%	0%
Dividend Yield	0.34%	0.45%	0.45%	0.55%	0.50%	0.51%

Valuation

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jul '26 Jul 29, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
PE Ratio	30.34	23.09	25.26	20.44	24.54	31.90
PS Ratio	6.65	5.06	6.66	6.50	9.28	14.17