Mangal Credit and Fincorp Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Net Income	120.9	130.68	105.46	79.14	60.81	57.11
Depreciation & Amortization	14.42	12.21	7.04	5.16	4	2.4
Other Amortization	0.15	0.15	0.1	0.12	-	-
Asset Writedown & Restructuring Costs	3.33	3.33	-	-	-	-
Other Operating Activities	-227.7	-274.99	-211.23	-147.04	45.07	2.31
Change in Accounts Receivable	-0.48	4.07	-1.91	0.11	0.22	72.45
Change in Accounts Payable	2.84	-1.26	3.72	1.7	-2.1	1.38
Change in Other Net Operating Assets	-578.58	-367.79	-443.03	-400.25	-215.5	-189.96
Operating Cash Flow	-665.11	-493.6	-539.84	-461.07	-107.48	-54.31
Capital Expenditures	-7.97	-8.08	-4.16	-3	-0.94	-0.64
Sale (Purchase) of Real Estate	-	-	-	-	-	-11.96
Investment in Securities	-	-	20.82	-	-	-
Other Investing Activities	-72.58	-43.27	-88.85	0.13	-0.68	-0.03
Investing Cash Flow	-80.54	-51.35	-72.19	-2.87	-1.62	-12.63
Short-Term Debt Issued	-	-	-	-	565.99	123.08
Long-Term Debt Issued	-	620.93	576.49	575.9	-	-
Total Debt Issued	1,028	620.93	576.49	575.9	565.99	123.08
Short-Term Debt Repaid	-	-	-	-	-414.49	-54.93
Long-Term Debt Repaid	-	-9.01	-74.92	-3.28	-2.19	-0.7
Total Debt Repaid	-13.29	-9.01	-74.92	-3.28	-416.68	-55.63
Net Debt Issued (Repaid)	1,015	611.93	501.57	572.61	149.31	67.45
Issuance of Common Stock	127.88	-	27.5	-	-	-
Common Dividends Paid	-1.49	-11.74	-9.66	-9.66	-9.66	-9.66
Other Financing Activities	-	-	42.63	-	-20.45	-4.52
Financing Cash Flow	1,141	600.19	562.04	562.96	119.2	53.27
Net Cash Flow	395.63	55.24	-50	99.02	10.1	-13.67
Free Cash Flow	-673.08	-501.69	-544.01	-464.07	-108.42	-54.95
Free Cash Flow Margin	-119.41%	-101.19%	-163.88%	-221.76%	-79.18%	-48.54%
Free Cash Flow Per Share	-33.19	-25.26	-28.13	-24.03	-5.61	-2.85
Cash Interest Paid	228.42	182.89	94.15	45.16	20.45	4.52
Cash Income Tax Paid	40.14	38.06	30.52	25.8	17.69	30.36
Levered Free Cash Flow	-655.89	-579.34	-620.46	-473.22	-134.51	-66.47
Unlevered Free Cash Flow	-513.47	-468.8	-566.08	-446.19	-123.84	-63.01
Change in Working Capital	-576.22	-364.98	-441.21	-398.44	-217.37	-116.13

Source: S&P Global Market Intelligence. Standard template. Financial Sources.