Mangal Credit and Fincorp Limited (BOM:505850)

Mangal Credit and Fincorp Statistics

Total Valuation

BOM:505850 has a market cap or net worth of INR 3.47 billion. The enterprise value is 5.45 billion.

Market Cap	3.47B
Enterprise Value	5.45B

Important Dates

The last earnings date was Friday, January 30, 2026.

Earnings Date	Jan 30, 2026
Ex-Dividend Date	Sep 17, 2025

Share Statistics

BOM:505850 has 21.11 million shares outstanding. The number of shares has increased by 3.83% in one year.

Current Share Class	21.11M
Shares Outstanding	21.11M
Shares Change (YoY)	+3.83%
Shares Change (QoQ)	+4.03%
Owned by Insiders (%)	55.04%
Owned by Institutions (%)	n/a
Float	4.20M

Valuation Ratios

The trailing PE ratio is 27.31.

PE Ratio	27.31
Forward PE	n/a
PS Ratio	5.59
PB Ratio	2.19
P/TBV Ratio	2.20
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	43.79
EV / Sales	8.79
EV / EBITDA	11.79
EV / EBIT	12.15
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	1.75
Debt / EBITDA	5.97
Debt / FCF	n/a
Interest Coverage	1.69

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	8.72%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.03%
Revenue Per Employee	5.00M
Profits Per Employee	1.00M
Employee Count	124
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BOM:505850 has paid 48.02 million in taxes.

Income Tax	48.02M
Effective Tax Rate	27.84%

Stock Price Statistics

The stock price has decreased by -9.31% in the last 52 weeks. The beta is -0.14, so BOM:505850's price volatility has been lower than the market average.

Beta (5Y)	-0.14
52-Week Price Change	-9.31%
50-Day Moving Average	165.60
200-Day Moving Average	178.97
Relative Strength Index (RSI)	51.78
Average Volume (20 Days)	10,908

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BOM:505850 had revenue of INR 620.20 million and earned 124.46 million in profits. Earnings per share was 6.01.

Revenue	620.20M
Gross Profit	605.13M
Operating Income	448.70M
Pretax Income	172.48M
Net Income	124.46M
EBITDA	453.38M
EBIT	448.70M
Earnings Per Share (EPS)	6.01

Balance Sheet

The company has 777.60 million in cash and 2.76 billion in debt, with a net cash position of -1.98 billion or -93.90 per share.

Cash & Cash Equivalents	777.60M
Total Debt	2.76B
Net Cash	-1.98B
Net Cash Per Share	-93.90
Equity (Book Value)	1.58B
Book Value Per Share	78.10
Working Capital	n/a

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 97.57%, with operating and profit margins of 72.35% and 20.07%.

Gross Margin	97.57%
Operating Margin	72.35%
Pretax Margin	27.81%
Profit Margin	20.07%
EBITDA Margin	73.10%
EBIT Margin	72.35%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.75, which amounts to a dividend yield of 0.45%.

Dividend Per Share	0.75
Dividend Yield	0.45%
Dividend Growth (YoY)	25.00%
Years of Dividend Growth	2
Payout Ratio	n/a
Buyback Yield	-3.83%
Shareholder Yield	-3.34%
Earnings Yield	3.59%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 26, 2018. It was a reverse split with a ratio of 0.1.

Last Split Date	Nov 26, 2018
Split Type	Reverse
Split Ratio	0.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	1