Sakthi Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	2,070	2,076	1,983	1,848	1,757	1,660
Total Interest Expense	1,232	1,189	1,147	1,083	1,065	1,041
Net Interest Income	837.51	887.34	835.47	764.66	691.23	618.47
Commissions and Fees	35.63	41.51	51.12	45.95	32.15	31.32
Gain (Loss) on Sale of Investments	0.25	0.25	-	1.07	-	-
Other Revenue	68.03	23.81	25.68	20.68	20.89	18.55
Revenue Before Loan Losses	941.42	952.92	912.28	832.35	744.26	668.34
Provision for Loan Losses	72.47	62.43	59.35	88.1	99.35	74.72
Revenue	868.95	890.49	852.93	744.25	644.92	593.61
Revenue Growth (YoY)	-3.72%	4.40%	14.60%	15.40%	8.64%	-15.62%
Salaries & Employee Benefits	342.9	364.84	366.47	324.62	289.56	260.42
Cost of Services Provided	40.82	37.44	33.9	35.31	40.68	43.05
Other Operating Expenses	196.68	196.68	178.88	155.32	136.04	121.87
Total Operating Expenses	641.53	658.42	637.99	569.94	515.39	467.5
Operating Income	227.42	232.07	214.94	174.31	129.53	126.11
EBT Excluding Unusual Items	227.42	232.07	214.94	174.31	129.53	126.11
Gain (Loss) on Sale of Investments	-0.17	-0.17	-0.14	-0.48	-0.32	-0.35
Other Unusual Items	1.57	1.57	-	-	-	-
Pretax Income	228.67	233.31	214.78	173.6	129.2	125.74
Income Tax Expense	66.41	66.8	57.73	48.66	34.02	33.17
Net Income	162.25	166.52	157.05	124.94	95.19	92.58
Net Income to Common	162.25	166.52	157.05	124.94	95.19	92.58
Net Income Growth	-0.11%	6.02%	25.71%	31.25%	2.82%	-17.19%
Shares Outstanding (Basic)	65	65	65	65	65	65
Shares Outstanding (Diluted)	65	65	65	65	65	65
Shares Change (YoY)	-0.36%	-	-	-	-	27.47%
EPS (Basic)	2.51	2.57	2.43	1.93	1.47	1.43
EPS (Diluted)	2.51	2.57	2.43	1.93	1.47	1.43
EPS Growth	0.12%	5.88%	25.76%	31.20%	2.82%	-35.03%
Free Cash Flow	-	207.1	-288.09	-31.65	-11.41	49.87
Free Cash Flow Per Share	-	3.20	-4.45	-0.49	-0.18	0.77
Dividend Per Share	-	0.800	0.800	0.700	0.600	0.600
Dividend Growth	-	-	14.29%	16.67%	-	-
Operating Margin	26.17%	26.06%	25.20%	23.42%	20.09%	21.25%
Profit Margin	18.67%	18.70%	18.41%	16.79%	14.76%	15.60%
Free Cash Flow Margin	-	23.26%	-33.78%	-4.25%	-1.77%	8.40%
Effective Tax Rate	29.04%	28.63%	26.88%	28.03%	26.33%	26.38%
Revenue as Reported	2,184	2,152	2,067	1,919	1,814	1,713

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.