Sakthi Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	2,069	2,076	1,983	1,848	1,757	1,660
Total Interest Expense	1,216	1,189	1,147	1,083	1,065	1,041
Net Interest Income	852.42	887.34	835.47	764.66	691.23	618.47
Commissions and Fees	37.97	41.51	51.12	45.95	32.15	31.32
Gain (Loss) on Sale of Investments	0.25	0.25	-	1.07	-	-
Other Revenue	26.71	23.81	25.68	20.68	20.89	18.55
Revenue Before Loan Losses	917.35	952.92	912.28	832.35	744.26	668.34
Provision for Loan Losses	46.76	62.43	59.35	88.1	99.35	74.72
Revenue	870.6	890.49	852.93	744.25	644.92	593.61
Revenue Growth (YoY)	-2.95%	4.40%	14.60%	15.40%	8.64%	-15.62%
Salaries & Employee Benefits	344.51	364.84	366.47	324.62	289.56	260.42
Cost of Services Provided	36.21	37.44	33.9	35.31	40.68	43.05
Other Operating Expenses	196.68	196.68	178.88	155.32	136.04	121.87
Total Operating Expenses	637.39	658.42	637.99	569.94	515.39	467.5
Operating Income	233.21	232.07	214.94	174.31	129.53	126.11
EBT Excluding Unusual Items	233.01	232.07	214.94	174.31	129.53	126.11
Gain (Loss) on Sale of Investments	-0.17	-0.17	-0.14	-0.48	-0.32	-0.35
Other Unusual Items	1.57	1.57	-	-	-	-
Pretax Income	234.25	233.31	214.78	173.6	129.2	125.74
Income Tax Expense	63.53	66.8	57.73	48.66	34.02	33.17
Net Income	170.72	166.52	157.05	124.94	95.19	92.58
Net Income to Common	170.72	166.52	157.05	124.94	95.19	92.58
Net Income Growth	6.92%	6.02%	25.71%	31.25%	2.82%	-17.19%
Shares Outstanding (Basic)	65	65	65	65	65	65
Shares Outstanding (Diluted)	65	65	65	65	65	65
Shares Change (YoY)	-3.48%	-	-	-	-	27.47%
EPS (Basic)	2.64	2.57	2.43	1.93	1.47	1.43
EPS (Diluted)	2.64	2.57	2.43	1.93	1.47	1.43
EPS Growth	10.63%	5.88%	25.76%	31.20%	2.82%	-35.03%
Free Cash Flow	840.12	207.1	-288.09	-31.65	-11.41	49.87
Free Cash Flow Per Share	13.01	3.20	-4.45	-0.49	-0.18	0.77
Dividend Per Share	-	0.800	0.800	0.700	0.600	0.600
Dividend Growth	-	-	14.29%	16.67%	-	-
Operating Margin	26.79%	26.06%	25.20%	23.42%	20.09%	21.25%
Profit Margin	19.61%	18.70%	18.41%	16.79%	14.76%	15.60%
Free Cash Flow Margin	96.50%	23.26%	-33.78%	-4.25%	-1.77%	8.40%
Effective Tax Rate	27.12%	28.63%	26.88%	28.03%	26.33%	26.38%
Revenue as Reported	2,143	2,152	2,067	1,919	1,814	1,713

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.