Sakthi Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	2,051	2,076	1,983	1,848	1,757
Total Interest Expense	1,260	1,189	1,147	1,083	1,065
Net Interest Income	790.37	887.34	835.47	764.66	691.23
Commissions and Fees	7.16	41.51	51.12	45.95	32.15
Gain (Loss) on Sale of Investments	-	0.25	-	1.07	-
Other Revenue	28.95	23.81	25.68	20.68	20.89
Revenue Before Loan Losses	826.48	952.92	912.28	832.35	744.26
Provision for Loan Losses	-24.62	62.43	59.35	88.1	99.35
Revenue	851.09	890.49	852.93	744.25	644.92
Revenue Growth (YoY)	-4.42%	4.40%	14.60%	15.40%	8.64%
Salaries & Employee Benefits	343.19	364.84	366.47	324.62	289.56
Cost of Services Provided	209.65	37.44	33.9	35.31	40.68
Other Operating Expenses	-	196.68	178.88	155.32	136.04
Total Operating Expenses	617.09	658.42	637.99	569.94	515.39
Operating Income	234.01	232.07	214.94	174.31	129.53
EBT Excluding Unusual Items	234.01	232.07	214.94	174.31	129.53
Gain (Loss) on Sale of Investments	-	-0.17	-0.14	-0.48	-0.32
Other Unusual Items	-	1.57	-	-	-
Pretax Income	234.01	233.31	214.78	173.6	129.2
Income Tax Expense	61.52	66.8	57.73	48.66	34.02
Net Income	172.49	166.52	157.05	124.94	95.19
Net Income to Common	172.49	166.52	157.05	124.94	95.19
Net Income Growth	3.59%	6.02%	25.71%	31.25%	2.82%
Shares Outstanding (Basic)	65	65	65	65	65
Shares Outstanding (Diluted)	65	65	65	65	65
Shares Change (YoY)	-0.16%	-	-	-	-
EPS (Basic)	2.67	2.57	2.43	1.93	1.47
EPS (Diluted)	2.67	2.57	2.43	1.93	1.47
EPS Growth	3.89%	5.88%	25.76%	31.20%	2.82%
Free Cash Flow	1,024	207.1	-288.09	-31.65	-11.41
Free Cash Flow Per Share	15.85	3.20	-4.45	-0.49	-0.18
Dividend Per Share	0.800	0.800	0.800	0.700	0.600
Dividend Growth	-	-	14.29%	16.67%	-
Operating Margin	27.50%	26.06%	25.20%	23.42%	20.09%
Profit Margin	20.27%	18.70%	18.41%	16.79%	14.76%
Free Cash Flow Margin	120.30%	23.26%	-33.78%	-4.25%	-1.77%
Effective Tax Rate	26.29%	28.63%	26.88%	28.03%	26.33%
Revenue as Reported	2,109	2,152	2,067	1,919	1,814