GIC Housing Finance Limited (BOM:511676)
India · Delayed Price · Currency is INR 162.70
+1.40 (0.87%)
At close: Jun 18, 2026
GIC Housing Finance Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 10,634 | 10,494 | 10,429 | 10,988 | 11,355 |
Total Interest Expense | 6,870 | 7,030 | 7,104 | 7,025 | 7,010 |
Net Interest Income | 3,764 | 3,465 | 3,325 | 3,963 | 4,345 |
Commissions and Fees | 54.4 | 54.9 | 51.6 | 52.9 | 52.8 |
Gain (Loss) on Sale of Investments | - | 2.4 | 27.1 | 78.6 | 18.8 |
Other Revenue | - | 0.6 | 0.4 | 0.2 | - |
Revenue Before Loan Losses | 3,819 | 3,522 | 3,404 | 4,094 | 4,417 |
Provision for Loan Losses | 685.2 | 161.8 | 182.3 | 174.2 | 1,182 |
| 3,133 | 3,361 | 3,222 | 3,920 | 3,235 | |
Revenue Growth (YoY) | -6.76% | 4.32% | -17.82% | 21.19% | 46.63% |
Salaries & Employee Benefits | 903.5 | 742.6 | 640 | 599.3 | 482 |
Cost of Services Provided | - | 142.1 | 126.6 | 98.5 | 91.5 |
Other Operating Expenses | 538.5 | 225.5 | 360.8 | 285.7 | 318.3 |
Total Operating Expenses | 1,552 | 1,260 | 1,278 | 1,083 | 978.9 |
Operating Income | 1,582 | 2,100 | 1,944 | 2,837 | 2,256 |
EBT Excluding Unusual Items | 1,592 | 2,121 | 1,978 | 2,856 | 2,287 |
Other Unusual Items | - | -130.6 | - | - | - |
Pretax Income | 1,592 | 2,067 | 2,042 | 2,899 | 2,303 |
Income Tax Expense | 43.9 | 462.8 | 528.1 | 766 | 568.3 |
Net Income | 1,548 | 1,604 | 1,514 | 2,133 | 1,735 |
Net Income to Common | 1,548 | 1,604 | 1,514 | 2,133 | 1,735 |
Net Income Growth | -3.49% | 5.99% | -29.03% | 22.90% | 64.35% |
Shares Outstanding (Basic) | 54 | 54 | 54 | 54 | 54 |
Shares Outstanding (Diluted) | 54 | 54 | 54 | 54 | 54 |
Shares Change (YoY) | -0.00% | - | - | - | - |
EPS (Basic) | 28.75 | 29.79 | 28.11 | 39.60 | 32.22 |
EPS (Diluted) | 28.75 | 29.79 | 28.11 | 39.60 | 32.22 |
EPS Growth | -3.49% | 5.99% | -29.03% | 22.91% | 64.39% |
Free Cash Flow | -3,211 | -188.7 | 5,199 | 10,418 | 12,858 |
Free Cash Flow Per Share | -59.63 | -3.50 | 96.54 | 193.45 | 238.76 |
Dividend Per Share | 4.500 | 4.500 | 4.500 | 4.500 | 4.500 |
Dividend Growth | - | - | - | - | 12.50% |
Operating Margin | 50.47% | 62.50% | 60.34% | 72.38% | 69.74% |
Profit Margin | 49.41% | 47.74% | 46.98% | 54.40% | 53.64% |
Free Cash Flow Margin | -102.49% | -5.62% | 161.37% | 265.74% | 397.46% |
Effective Tax Rate | 2.76% | 22.39% | 25.87% | 26.43% | 24.67% |
Revenue as Reported | 10,833 | 10,889 | 10,697 | 11,289 | 11,564 |