UGRO Capital Limited (BOM:511742)

UGRO Capital Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	11,455	9,588	7,046	4,829	2,721	1,468
Total Interest Expense	7,724	6,278	4,429	2,933	1,373	445.62
Net Interest Income	3,730	3,310	2,617	1,896	1,348	1,023
Brokerage Commission	751.71	513.85	343.9	194.68	68.04	13.35
Other Revenue	4,597	4,316	3,426	1,813	332.32	51.69
Revenue Before Loan Losses	9,079	8,140	6,387	3,904	1,749	1,088
Provision for Loan Losses	1,873	1,728	1,162	559.12	293.47	196.17
Revenue	7,206	6,412	5,224	3,345	1,455	891.59
Revenue Growth (YoY)	23.87%	22.73%	56.18%	129.89%	63.20%	9.75%
Salaries & Employee Benefits	2,476	2,356	1,829	1,407	728.91	453.27
Cost of Services Provided	102.41	102.41	91.1	42.6	27.51	10.26
Other Operating Expenses	1,905	1,457	1,164	872.49	372.88	189.38
Total Operating Expenses	5,010	4,379	3,437	2,499	1,253	770.3
Operating Income	2,197	2,033	1,787	846.52	202.47	121.29
Other Non-Operating Income (Expenses)	-2.07	-2.07	0.31	-8.23	-0.6	-
EBT Excluding Unusual Items	2,194	2,031	1,788	838.28	201.86	121.29
Gain (Loss) on Sale of Investments	0	0	0	0	-0.08	-
Pretax Income	2,194	2,031	1,788	838.28	201.78	121.29
Income Tax Expense	639.55	591.88	594.18	440.52	56.27	-165.98
Net Income	1,555	1,439	1,193	397.76	145.51	287.28
Net Income to Common	1,555	1,439	1,193	397.76	145.51	287.28
Net Income Growth	18.61%	20.60%	200.04%	173.37%	-49.35%	47.18%
Shares Outstanding (Basic)	98	92	89	70	71	71
Shares Outstanding (Diluted)	109	101	90	70	71	71
Shares Change (YoY)	14.92%	11.32%	28.52%	-1.11%	0.82%	3.60%
EPS (Basic)	15.91	15.68	13.39	5.69	2.06	4.07
EPS (Diluted)	14.31	14.31	13.20	5.66	2.05	4.07
EPS Growth	3.25%	8.34%	133.30%	176.10%	-49.63%	41.81%
Free Cash Flow	-16,065	-25,000	-15,377	-12,218	-11,264	-3,475
Free Cash Flow Per Share	-147.88	-248.48	-170.13	-173.74	-158.40	-49.27
Operating Margin	30.48%	31.71%	34.21%	25.31%	13.91%	13.60%
Profit Margin	21.58%	22.45%	22.84%	11.89%	10.00%	32.22%
Free Cash Flow Margin	-222.94%	-389.89%	-294.32%	-365.24%	-774.10%	-389.72%
Effective Tax Rate	29.14%	29.14%	33.24%	52.55%	27.89%	-
Revenue as Reported	16,804	14,418	10,817	6,838	3,121	1,533

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.