Apollo Finvest (India) Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	144.54	211.69	61.05	127.78	191.67	46.42
Total Interest Expense	28.87	20.94	-	4.28	0.58	0.13
Net Interest Income	115.66	190.75	61.05	123.5	191.09	46.28
Commissions and Fees	68.72	84.66	113.96	299.58	496.47	100.62
Other Revenue	16.15	6.27	24.66	16.47	12.9	6.1
Revenue Before Loan Losses	200.54	281.68	199.67	439.56	700.46	153.01
Provision for Loan Losses	13.26	35.36	55.54	-7.42	12.78	1.59
Revenue	187.28	246.32	144.14	446.98	687.68	151.42
Revenue Growth (YoY)	-16.25%	70.89%	-67.75%	-35.00%	354.17%	-42.95%
Salaries & Employee Benefits	35.61	33.62	32.33	25.96	17.97	10.91
Cost of Services Provided	51.27	80.12	5.01	252.64	493.8	76.06
Other Operating Expenses	14.25	24.53	8.11	19.94	3.25	4.86
Total Operating Expenses	110.27	147.76	47.05	301.67	517.31	94.03
Operating Income	77.01	98.55	97.08	145.31	170.37	57.38
EBT Excluding Unusual Items	76.39	97.94	95.1	145.31	170.37	57.38
Other Unusual Items	19.58	-	-	-	-	-
Pretax Income	95.97	97.94	101.97	145.31	170.37	56.05
Income Tax Expense	26.71	25.78	21.87	44.54	43.12	15.05
Net Income	69.27	72.16	80.11	100.76	127.25	41
Net Income to Common	69.27	72.16	80.11	100.76	127.25	41
Net Income Growth	-0.14%	-9.92%	-20.50%	-20.81%	210.39%	-38.30%
Shares Outstanding (Basic)	4	4	4	4	4	4
Shares Outstanding (Diluted)	4	4	4	4	4	4
Shares Change (YoY)	0.04%	0.03%	0.03%	-	-	-0.01%
EPS (Basic)	18.56	19.33	21.47	27.01	34.11	10.99
EPS (Diluted)	18.55	19.33	21.47	27.01	34.10	10.99
EPS Growth	-0.17%	-9.97%	-20.50%	-20.80%	210.35%	-38.29%
Free Cash Flow	-	-269.22	-361.25	241.02	-119.2	61.45
Free Cash Flow Per Share	-	-72.12	-96.80	64.60	-31.95	16.47
Operating Margin	41.12%	40.01%	67.36%	32.51%	24.77%	37.90%
Profit Margin	36.98%	29.29%	55.58%	22.54%	18.50%	27.07%
Free Cash Flow Margin	-	-109.30%	-250.63%	53.92%	-17.33%	40.58%
Effective Tax Rate	27.83%	26.33%	21.44%	30.65%	25.31%	26.85%
Revenue as Reported	232.41	304.42	210.79	461.54	740	159.31

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.