Apollo Finvest (India) Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	131.2	211.69	61.05	127.78	191.67
Total Interest Expense	24.88	20.94	-	4.28	0.58
Net Interest Income	106.31	190.75	61.05	123.5	191.09
Commissions and Fees	59.17	84.66	113.96	299.58	496.47
Other Revenue	22.1	6.27	24.66	16.47	12.9
Revenue Before Loan Losses	187.58	281.68	199.67	439.56	700.46
Provision for Loan Losses	17.91	35.36	55.54	-7.42	12.78
Revenue	169.67	246.32	144.14	446.98	687.68
Revenue Growth (YoY)	-31.12%	70.89%	-67.75%	-35.00%	354.17%
Salaries & Employee Benefits	43.39	33.62	32.33	25.96	17.97
Cost of Services Provided	17.38	80.12	5.01	252.64	493.8
Other Operating Expenses	15.4	24.53	8.11	19.94	3.25
Total Operating Expenses	85.16	147.76	47.05	301.67	517.31
Operating Income	84.51	98.55	97.08	145.31	170.37
EBT Excluding Unusual Items	84.51	97.94	95.1	145.31	170.37
Other Unusual Items	19.58	-	-	-	-
Pretax Income	104.09	97.94	101.97	145.31	170.37
Income Tax Expense	34.54	25.78	21.87	44.54	43.12
Net Income	69.55	72.16	80.11	100.76	127.25
Net Income to Common	69.55	72.16	80.11	100.76	127.25
Net Income Growth	-3.61%	-9.92%	-20.50%	-20.81%	210.39%
Shares Outstanding (Basic)	4	4	4	4	4
Shares Outstanding (Diluted)	4	4	4	4	4
Shares Change (YoY)	0.01%	0.03%	0.03%	-	-
EPS (Basic)	18.63	19.33	21.47	27.01	34.11
EPS (Diluted)	18.63	19.33	21.47	27.01	34.10
EPS Growth	-3.62%	-9.97%	-20.50%	-20.80%	210.35%
Free Cash Flow	274.65	-269.22	-361.25	241.02	-119.2
Free Cash Flow Per Share	73.57	-72.12	-96.80	64.60	-31.95
Operating Margin	49.81%	40.01%	67.36%	32.51%	24.77%
Profit Margin	40.99%	29.29%	55.58%	22.54%	18.50%
Free Cash Flow Margin	161.87%	-109.30%	-250.63%	53.92%	-17.33%
Effective Tax Rate	33.18%	26.33%	21.44%	30.65%	25.31%
Revenue as Reported	212.46	304.42	210.79	461.54	740