BOM:526506 Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	205.96	143.1	127.17	71.78	80.13
Total Interest Expense	44.31	36.54	29.64	27.72	28.54
Net Interest Income	161.66	106.56	97.53	44.06	51.59
Commissions and Fees	697.72	1,251	1,083	644.6	768
Gain (Loss) on Sale of Investments	-	285.24	86.68	7.62	1.18
Other Revenue	558.06	9.35	162.79	14.94	45.23
Revenue Before Loan Losses	1,417	1,652	1,430	711.21	866
Provision for Loan Losses	2.6	-0.02	-25.66	20.32	33.93
Revenue	1,415	1,652	1,455	690.89	832.07
Revenue Growth (YoY)	-14.35%	13.52%	110.63%	-16.97%	64.05%
Salaries & Employee Benefits	611.66	480.64	437.15	341.13	335.5
Cost of Services Provided	-	21.39	17.02	14.55	15.21
Other Operating Expenses	522.74	541.84	299.14	266.81	242.36
Total Operating Expenses	1,182	1,076	772.56	628.56	599.7
Operating Income	233.29	576.24	682.66	62.33	232.38
Earnings From Equity Investments	-0.06	-0.13	-0.02	-0.02	-0.92
Currency Exchange Gain (Loss)	-	-	-0.02	-0.05	0.06
EBT Excluding Unusual Items	233.23	570.93	681.37	56.88	231.52
Gain (Loss) on Sale of Investments	-	-	-	-	2.03
Other Unusual Items	-6.15	-	-	-	-
Pretax Income	227.09	570.92	677.27	57.62	233.58
Income Tax Expense	88.72	113.3	143.81	6.8	58.61
Earnings From Continuing Ops.	138.37	457.61	533.46	50.82	174.97
Minority Interest in Earnings	0.15	-	-	-	-
Net Income	138.52	457.61	533.46	50.82	174.97
Net Income to Common	138.52	457.61	533.46	50.82	174.97
Net Income Growth	-69.73%	-14.22%	949.65%	-70.95%	1229.16%
Shares Outstanding (Basic)	137	132	130	130	130
Shares Outstanding (Diluted)	137	132	130	130	130
Shares Change (YoY)	3.62%	1.96%	-	-	-
EPS (Basic)	1.01	3.46	4.11	0.39	1.35
EPS (Diluted)	1.01	3.46	4.11	0.39	1.35
EPS Growth	-70.79%	-15.87%	949.65%	-70.95%	1234.63%
Free Cash Flow	-312.65	-229.03	752.43	-155.69	498.7
Free Cash Flow Per Share	-2.28	-1.73	5.80	-1.20	3.84
Dividend Per Share	0.100	0.100	0.100	-	0.100
Operating Margin	16.49%	34.88%	46.91%	9.02%	27.93%
Profit Margin	9.79%	27.70%	36.66%	7.36%	21.03%
Free Cash Flow Margin	-22.10%	-13.86%	51.71%	-22.53%	59.94%
Effective Tax Rate	39.07%	19.85%	21.23%	11.80%	25.09%
Revenue as Reported	1,476	1,689	1,485	787.74	909.36

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.