Kumbhat Financial Services Limited (BOM:526869)

BOM:526869 Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	47.81	19.44	3.4	3.33	3.2	1.7
Total Interest Expense	16.17	7.33	-	-	-	-
Net Interest Income	31.64	12.11	3.4	3.33	3.2	1.7
Commissions and Fees	2.35	0.92	-	-	-	-
Other Revenue	-1.91	-	-	-	-	-
Revenue Before Loan Losses	32.07	13.04	3.4	3.33	3.2	1.7
Provision for Loan Losses	-16.22	-18.43	21.08	0.21	0.06	-
Revenue	48.29	31.47	-17.68	3.11	3.14	1.7
Revenue Growth (YoY)	-	-	-	-0.95%	85.15%	-57.63%
Salaries & Employee Benefits	0.67	0.71	0.67	0.61	0.5	0.45
Cost of Services Provided	23.27	9.24	0.37	0.35	0.36	0.43
Other Operating Expenses	4.95	2.9	1.22	1.54	1.74	3.07
Total Operating Expenses	28.94	12.9	2.3	2.53	2.61	10.53
Operating Income	19.35	18.57	-19.98	0.58	0.54	-8.83
EBT Excluding Unusual Items	16.84	16.3	-19.98	0.58	0.54	-8.83
Gain (Loss) on Sale of Investments	-	-	2.78	0.52	0.3	0.13
Other Unusual Items	0.02	0.02	-	-	-	-
Pretax Income	16.87	16.32	-17.2	1.1	0.84	-8.7
Income Tax Expense	2.31	2.74	0.72	0.14	0.08	0.07
Net Income	14.56	13.59	-17.92	0.96	0.76	-8.78
Net Income to Common	14.56	13.59	-17.92	0.96	0.76	-8.78
Net Income Growth	-	-	-	26.88%	-	-
Shares Outstanding (Basic)	5	5	5	5	5	5
Shares Outstanding (Diluted)	5	5	5	5	5	5
Shares Change (YoY)	5.10%	0.10%	-	-	-	0.37%
EPS (Basic)	2.89	2.86	-3.77	0.20	0.16	-1.85
EPS (Diluted)	2.89	2.86	-3.77	0.20	0.16	-1.85
EPS Growth	-	-	-	25.16%	-	-
Free Cash Flow	-137.31	-119.55	-3.93	27.9	9.62	-42.79
Free Cash Flow Per Share	-27.28	-25.14	-0.83	5.87	2.03	-9.01
Operating Margin	40.08%	59.01%	-	18.67%	17.06%	-520.39%
Profit Margin	30.14%	43.17%	-	30.95%	24.16%	-517.15%
Free Cash Flow Margin	-284.32%	-379.93%	-	896.53%	306.27%	-2521.57%
Effective Tax Rate	13.69%	16.76%	-	12.61%	9.43%	-
Revenue as Reported	20.55	20.55	6.18	3.33	3.2	1.7

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.