Kumbhat Financial Services Limited (BOM:526869)

BOM:526869 Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	59.36	19.44	3.4	3.33	3.2	1.7
Total Interest Expense	18.88	7.33	-	-	-	-
Net Interest Income	40.48	12.11	3.4	3.33	3.2	1.7
Commissions and Fees	3.21	0.92	-	-	-	-
Revenue Before Loan Losses	43.69	13.04	3.4	3.33	3.2	1.7
Provision for Loan Losses	-10.22	-18.43	21.08	0.21	0.06	-
Revenue	53.91	31.47	-17.68	3.11	3.14	1.7
Revenue Growth (YoY)	-	-	-	-0.95%	85.15%	-57.63%
Salaries & Employee Benefits	0.79	0.71	0.67	0.61	0.5	0.45
Cost of Services Provided	29.05	9.24	0.37	0.35	0.36	0.43
Other Operating Expenses	6.39	2.9	1.22	1.54	1.74	3.07
Total Operating Expenses	36.28	12.9	2.3	2.53	2.61	10.53
Operating Income	17.63	18.57	-19.98	0.58	0.54	-8.83
EBT Excluding Unusual Items	15.91	16.3	-19.98	0.58	0.54	-8.83
Gain (Loss) on Sale of Investments	-	-	2.78	0.52	0.3	0.13
Other Unusual Items	0.02	0.02	-	-	-	-
Pretax Income	15.93	16.32	-17.2	1.1	0.84	-8.7
Income Tax Expense	2.76	2.74	0.72	0.14	0.08	0.07
Net Income	13.17	13.59	-17.92	0.96	0.76	-8.78
Net Income to Common	13.17	13.59	-17.92	0.96	0.76	-8.78
Net Income Growth	-	-	-	26.88%	-	-
Shares Outstanding (Basic)	5	5	5	5	5	5
Shares Outstanding (Diluted)	5	5	5	5	5	5
Shares Change (YoY)	7.94%	0.10%	-	-	-	0.37%
EPS (Basic)	2.56	2.86	-3.77	0.20	0.16	-1.85
EPS (Diluted)	2.56	2.86	-3.77	0.20	0.16	-1.85
EPS Growth	-	-	-	25.16%	-	-
Free Cash Flow	-	-119.55	-3.93	27.9	9.62	-42.79
Free Cash Flow Per Share	-	-25.14	-0.83	5.87	2.03	-9.01
Operating Margin	32.71%	59.01%	-	18.67%	17.06%	-520.39%
Profit Margin	24.43%	43.17%	-	30.95%	24.16%	-517.15%
Free Cash Flow Margin	-	-379.93%	-	896.53%	306.27%	-2521.57%
Effective Tax Rate	17.35%	16.76%	-	12.61%	9.43%	-
Revenue as Reported	62.57	20.55	6.18	3.33	3.2	1.7

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.