Anupam Finserv Limited (BOM:530109)

Anupam Finserv Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	21.88	17.02	14.16	19.95	22.48
Total Interest Expense	2.07	3.02	3.07	7	7.94
Net Interest Income	19.82	14	11.09	12.96	14.54
Commissions and Fees	1.33	0.38	-	0.09	-
Gain (Loss) on Sale of Investments	-	-1.88	0.76	4.93	4.61
Other Revenue	14.26	16.52	10.38	4.41	1.68
Revenue Before Loan Losses	35.41	29.03	22.24	22.39	20.84
Provision for Loan Losses	4.69	-	0.3	0.4	-0.22
Revenue	30.71	29.03	21.93	21.99	21.06
Revenue Growth (YoY)	5.78%	32.37%	-0.26%	4.43%	70.69%
Salaries & Employee Benefits	4.98	3.68	1.43	1.23	1
Cost of Services Provided	2.13	2.52	0.66	0.36	0.33
Other Operating Expenses	4.35	4.74	2.84	2.1	2.67
Total Operating Expenses	16.4	15.83	8.9	4.95	4.03
Operating Income	14.31	13.2	13.03	17.04	17.03
EBT Excluding Unusual Items	14.31	13.15	13.03	17.04	17.03
Pretax Income	6.78	12.46	10.29	16.92	17.03
Income Tax Expense	1.71	3.08	2.55	3.74	4.37
Net Income	5.07	9.37	7.73	13.18	12.66
Net Income to Common	5.07	9.37	7.73	13.18	12.66
Net Income Growth	-45.90%	21.19%	-41.30%	4.05%	98.55%
Shares Outstanding (Basic)	127	116	116	116	116
Shares Outstanding (Diluted)	127	116	116	116	116
Shares Change (YoY)	9.63%	-	-	-	-
EPS (Basic)	0.04	0.08	0.07	0.11	0.11
EPS (Diluted)	0.04	0.08	0.07	0.11	0.11
EPS Growth	-50.00%	19.61%	-39.20%	0.44%	98.55%
Free Cash Flow	-136.47	10.89	-16.79	19.01	6.81
Free Cash Flow Per Share	-1.08	0.09	-0.14	0.16	0.06
Operating Margin	46.59%	45.47%	59.41%	77.48%	80.88%
Profit Margin	16.51%	32.28%	35.26%	59.92%	60.14%
Free Cash Flow Margin	-444.36%	37.52%	-76.55%	86.47%	32.36%
Effective Tax Rate	25.25%	24.76%	24.80%	22.11%	25.64%
Revenue as Reported	37.47	32.05	25.3	29.57	28.77

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.