Anupam Finserv Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	28.97	21.88	17.02	14.16	19.95	22.48
Total Interest Expense	1.6	2.07	3.02	3.07	7	7.94
Net Interest Income	27.37	19.82	14	11.09	12.96	14.54
Commissions and Fees	2.19	1.33	0.38	-	0.09	-
Gain (Loss) on Sale of Investments	-	-	-1.88	0.76	4.93	4.61
Other Revenue	10.49	14.26	16.52	10.38	4.41	1.68
Revenue Before Loan Losses	40.05	35.41	29.03	22.24	22.39	20.84
Provision for Loan Losses	-3.35	4.69	-	0.3	0.4	-0.22
Revenue	43.4	30.71	29.03	21.93	21.99	21.06
Revenue Growth (YoY)	40.30%	5.78%	32.37%	-0.26%	4.43%	70.69%
Salaries & Employee Benefits	7.52	4.98	3.68	1.43	1.23	1
Cost of Services Provided	1.06	2.13	2.52	0.66	0.36	0.33
Other Operating Expenses	5.44	4.35	4.74	2.84	2.1	2.67
Total Operating Expenses	18.03	16.4	15.83	8.9	4.95	4.03
Operating Income	25.36	14.31	13.2	13.03	17.04	17.03
EBT Excluding Unusual Items	25.36	14.31	13.15	13.03	17.04	17.03
Pretax Income	17.4	6.78	12.46	10.29	16.92	17.03
Income Tax Expense	3.9	1.71	3.08	2.55	3.74	4.37
Net Income	13.51	5.07	9.37	7.73	13.18	12.66
Net Income to Common	13.51	5.07	9.37	7.73	13.18	12.66
Net Income Growth	47.06%	-45.90%	21.19%	-41.30%	4.05%	98.55%
Shares Outstanding (Basic)	149	127	116	116	116	116
Shares Outstanding (Diluted)	149	127	116	116	116	116
Shares Change (YoY)	32.87%	9.63%	-	-	-	-
EPS (Basic)	0.09	0.04	0.08	0.07	0.11	0.11
EPS (Diluted)	0.09	0.04	0.08	0.07	0.11	0.11
EPS Growth	12.17%	-50.00%	19.61%	-39.20%	0.44%	98.55%
Free Cash Flow	-81.07	-136.47	10.89	-16.79	19.01	6.81
Free Cash Flow Per Share	-0.54	-1.08	0.09	-0.14	0.16	0.06
Operating Margin	58.45%	46.59%	45.47%	59.41%	77.48%	80.88%
Profit Margin	31.12%	16.51%	32.28%	35.26%	59.92%	60.14%
Free Cash Flow Margin	-186.81%	-444.36%	37.52%	-76.55%	86.47%	32.36%
Effective Tax Rate	22.40%	25.25%	24.76%	24.80%	22.11%	25.64%
Revenue as Reported	47.68	37.47	32.05	25.3	29.57	28.77

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.