Anupam Finserv Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	33.9	21.88	17.02	14.16	19.95	22.48
Total Interest Expense	1.27	2.07	3.02	3.07	7	7.94
Net Interest Income	32.63	19.82	14	11.09	12.96	14.54
Commissions and Fees	2.14	1.33	0.38	-	0.09	-
Gain (Loss) on Sale of Investments	-	-	-1.88	0.76	4.93	4.61
Other Revenue	8.61	14.26	16.52	10.38	4.41	1.68
Revenue Before Loan Losses	43.38	35.41	29.03	22.24	22.39	20.84
Provision for Loan Losses	-1.59	4.69	-	0.3	0.4	-0.22
Revenue	44.96	30.71	29.03	21.93	21.99	21.06
Revenue Growth (YoY)	35.61%	5.78%	32.37%	-0.26%	4.43%	70.69%
Salaries & Employee Benefits	9.61	4.98	3.68	1.43	1.23	1
Cost of Services Provided	0.94	2.13	2.52	0.66	0.36	0.33
Other Operating Expenses	5.24	4.35	4.74	2.84	2.1	2.67
Total Operating Expenses	19.05	16.4	15.83	8.9	4.95	4.03
Operating Income	25.91	14.31	13.2	13.03	17.04	17.03
EBT Excluding Unusual Items	25.91	14.31	13.15	13.03	17.04	17.03
Pretax Income	22.19	6.78	12.46	10.29	16.92	17.03
Income Tax Expense	5.56	1.71	3.08	2.55	3.74	4.37
Net Income	16.63	5.07	9.37	7.73	13.18	12.66
Net Income to Common	16.63	5.07	9.37	7.73	13.18	12.66
Net Income Growth	142.65%	-45.90%	21.19%	-41.30%	4.05%	98.55%
Shares Outstanding (Basic)	173	127	116	116	116	116
Shares Outstanding (Diluted)	173	127	116	116	116	116
Shares Change (YoY)	50.73%	9.63%	-	-	-	-
EPS (Basic)	0.10	0.04	0.08	0.07	0.11	0.11
EPS (Diluted)	0.10	0.04	0.08	0.07	0.11	0.11
EPS Growth	63.90%	-50.00%	19.61%	-39.20%	0.44%	98.55%
Free Cash Flow	-	-136.47	10.89	-16.79	19.01	6.81
Free Cash Flow Per Share	-	-1.08	0.09	-0.14	0.16	0.06
Operating Margin	57.63%	46.59%	45.47%	59.41%	77.48%	80.88%
Profit Margin	36.98%	16.51%	32.28%	35.26%	59.92%	60.14%
Free Cash Flow Margin	-	-444.36%	37.52%	-76.55%	86.47%	32.36%
Effective Tax Rate	25.07%	25.25%	24.76%	24.80%	22.11%	25.64%
Revenue as Reported	50.68	37.47	32.05	25.3	29.57	28.77

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.