Anupam Finserv Limited (BOM: 530109)

Anupam Finserv Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest and Dividend Income	18.54	17.02	14.16	19.95	22.48	21.83
Total Interest Expense	2.89	3.02	3.07	7	7.94	8.49
Net Interest Income	15.65	14	11.09	12.96	14.54	13.34
Commissions and Fees	0.51	0.38	-	0.09	-	-
Gain (Loss) on Sale of Investments	-1.88	-1.88	0.76	4.93	4.61	-
Other Revenue	16.25	16.52	10.38	4.41	1.68	0.11
Revenue Before Loan Losses	30.53	29.03	22.24	22.39	20.84	13.45
Provision for Loan Losses	0.69	-	0.3	0.4	-0.22	1.11
Revenue	29.84	29.03	21.93	21.99	21.06	12.34
Revenue Growth (YoY)	27.24%	32.37%	-0.26%	4.43%	70.69%	-0.77%
Salaries & Employee Benefits	3.94	3.68	1.43	1.23	1	1.47
Cost of Services Provided	2.94	2.52	0.66	0.36	0.33	0.31
Other Operating Expenses	2.95	4.74	2.84	2.1	2.67	2.81
Total Operating Expenses	14.69	15.83	8.9	4.95	4.03	4.62
Operating Income	15.16	13.2	13.03	17.04	17.03	7.71
EBT Excluding Unusual Items	15.1	13.15	13.03	17.04	17.03	7.73
Gain (Loss) on Sale of Investments	-	-	-	-	-	-0.3
Pretax Income	12.96	12.46	10.29	16.92	17.03	7.43
Income Tax Expense	3.06	3.08	2.55	3.74	4.37	1.05
Earnings From Continuing Ops.	9.91	9.37	7.73	13.18	12.66	6.38
Net Income	9.91	9.37	7.73	13.18	12.66	6.38
Net Income to Common	9.91	9.37	7.73	13.18	12.66	6.38
Net Income Growth	30.32%	21.19%	-41.30%	4.05%	98.55%	-0.10%
Shares Outstanding (Basic)	103	116	116	116	116	116
Shares Outstanding (Diluted)	103	116	116	116	116	116
Shares Change (YoY)	-3.49%	-	-	-	-	-
EPS (Basic)	0.10	0.08	0.07	0.11	0.11	0.06
EPS (Diluted)	0.09	0.08	0.07	0.11	0.11	0.06
EPS Growth	33.38%	19.61%	-39.20%	0.44%	98.55%	-0.10%
Free Cash Flow	-	10.89	-16.79	19.01	6.81	16.19
Free Cash Flow Per Share	-	0.09	-0.15	0.16	0.06	0.14
Operating Margin	50.79%	45.47%	59.41%	77.48%	80.88%	62.53%
Profit Margin	33.19%	32.28%	35.26%	59.92%	60.14%	51.70%
Free Cash Flow Margin	-	37.52%	-76.55%	86.47%	32.36%	131.27%
Effective Tax Rate	23.58%	24.76%	24.80%	22.10%	25.64%	14.16%
Revenue as Reported	946.38	32.05	25.3	29.57	28.77	21.95

Source: S&P Capital IQ. Financial Services template. Financial Sources.