Manappuram Finance Limited (BOM:531213)

Manappuram Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	96,153	97,658	84,885	64,560	58,509	62,024
Total Interest Expense	35,154	35,084	28,401	21,700	19,381	21,339
Net Interest Income	60,999	62,574	56,484	42,860	39,129	40,685
Commissions and Fees	337.08	719.28	1,076	201	233.75	178.94
Other Revenue	993.55	1,555	2,544	1,748	1,805	1,147
Revenue Before Loan Losses	62,330	64,848	60,104	44,809	41,167	42,011
Provision for Loan Losses	22,447	19,139	5,514	3,072	4,839	4,414
Revenue	39,883	45,709	54,590	41,738	36,328	37,598
Revenue Growth (YoY)	-28.36%	-16.27%	30.79%	14.89%	-3.38%	0.40%
Salaries & Employee Benefits	18,698	18,418	15,973	14,695	11,250	8,429
Cost of Services Provided	2,634	2,594	2,098	1,614	1,819	1,091
Other Operating Expenses	4,829	4,566	3,940	2,989	3,431	3,229
Total Operating Expenses	28,938	28,251	24,476	21,335	18,480	14,459
Operating Income	10,945	17,458	30,114	20,402	17,849	23,139
EBT Excluding Unusual Items	10,620	17,133	29,858	20,402	17,849	23,139
Gain (Loss) on Sale of Investments	-479.68	-479.68	-209.82	0.19	1.11	3.74
Pretax Income	10,144	16,656	29,595	20,410	17,835	23,160
Income Tax Expense	2,345	4,618	7,620	5,409	4,548	5,911
Earnings From Continuing Ops.	7,798	12,039	21,975	15,002	13,287	17,250
Minority Interest in Earnings	200.9	122.8	-88.13	-41.93	-2.69	-6.96
Net Income	7,999	12,161	21,887	14,960	13,284	17,243
Net Income to Common	7,999	12,161	21,887	14,960	13,284	17,243
Net Income Growth	-64.41%	-44.44%	46.30%	12.61%	-22.96%	17.48%
Shares Outstanding (Basic)	856	846	846	846	846	846
Shares Outstanding (Diluted)	856	846	846	846	846	846
Shares Change (YoY)	1.15%	0.00%	0.00%	-	0.08%	-0.08%
EPS (Basic)	9.34	14.37	25.86	17.67	15.70	20.39
EPS (Diluted)	9.34	14.37	25.86	17.67	15.70	20.39
EPS Growth	-64.81%	-44.44%	46.30%	12.61%	-23.01%	17.57%
Free Cash Flow	-	-6,624	-35,861	-32,759	-5,859	-6,726
Free Cash Flow Per Share	-	-7.83	-42.37	-38.70	-6.92	-7.95
Dividend Per Share	3.000	3.500	3.550	3.000	3.000	2.000
Dividend Growth	-20.00%	-1.41%	18.33%	-	50.00%	-9.09%
Operating Margin	27.44%	38.19%	55.16%	48.88%	49.13%	61.54%
Profit Margin	20.06%	26.61%	40.09%	35.84%	36.57%	45.86%
Free Cash Flow Margin	-	-14.49%	-65.69%	-78.49%	-16.13%	-17.89%
Effective Tax Rate	23.12%	27.72%	25.75%	26.50%	25.50%	25.52%
Revenue as Reported	97,939	100,409	89,201	67,499	61,263	63,746

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.