Manappuram Finance Limited (BOM: 531213)

Manappuram Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest and Dividend Income	93,973	84,546	64,560	58,509	62,024	52,900
Total Interest Expense	32,563	28,401	21,700	19,381	21,339	17,865
Net Interest Income	61,410	56,145	42,860	39,129	40,685	35,034
Commissions and Fees	1,697	1,273	201	233.75	178.94	307.7
Other Revenue	2,057	2,544	1,748	1,805	1,147	2,106
Revenue Before Loan Losses	65,165	59,962	44,809	41,167	42,011	37,448
Provision for Loan Losses	8,264	5,783	3,072	4,839	4,414	-
Revenue	56,900	54,179	41,738	36,328	37,598	37,448
Revenue Growth (YoY)	17.04%	29.81%	14.89%	-3.38%	0.40%	28.73%
Salaries & Employee Benefits	17,228	15,973	14,695	11,250	8,429	8,301
Cost of Services Provided	2,240	2,098	1,614	1,819	1,091	1,369
Other Operating Expenses	4,280	4,053	2,989	3,431	3,229	6,075
Total Operating Expenses	26,332	24,589	21,335	18,480	14,459	17,387
Operating Income	30,568	29,589	20,402	17,849	23,139	20,061
EBT Excluding Unusual Items	30,568	29,589	20,402	17,849	23,139	20,061
Gain (Loss) on Sale of Investments	-	-	0.19	1.11	3.74	-
Pretax Income	30,574	29,595	20,410	17,835	23,160	20,073
Income Tax Expense	7,900	7,620	5,409	4,548	5,911	5,270
Earnings From Continuing Ops.	22,674	21,975	15,002	13,287	17,250	14,803
Minority Interest in Earnings	-77.33	-88.13	-41.93	-2.69	-6.96	-125.6
Net Income	22,597	21,887	14,960	13,284	17,243	14,678
Net Income to Common	22,597	21,887	14,960	13,284	17,243	14,678
Net Income Growth	21.50%	46.30%	12.61%	-22.96%	17.48%	56.07%
Shares Outstanding (Basic)	847	846	846	846	846	844
Shares Outstanding (Diluted)	847	846	846	846	846	846
Shares Change (YoY)	0.22%	0.00%	0.00%	0.08%	-0.08%	0.31%
EPS (Basic)	26.67	25.86	17.67	15.70	20.39	17.39
EPS (Diluted)	26.67	25.86	17.67	15.70	20.39	17.34
EPS Growth	21.23%	46.30%	12.61%	-23.01%	17.57%	55.59%
Free Cash Flow	-46,795	-35,190	-32,759	-5,859	-6,726	-37,200
Free Cash Flow Per Share	-55.24	-41.58	-38.70	-6.92	-7.95	-43.95
Dividend Per Share	3.900	3.550	3.000	3.000	2.000	2.200
Dividend Growth	23.81%	18.33%	0%	50.00%	-9.09%	0%
Operating Margin	53.72%	54.61%	48.88%	49.13%	61.54%	53.57%
Profit Margin	39.71%	40.40%	35.84%	36.57%	45.86%	39.19%
Free Cash Flow Margin	-82.24%	-64.95%	-78.49%	-16.13%	-17.89%	-99.34%
Effective Tax Rate	25.84%	25.75%	26.50%	25.50%	25.52%	26.25%
Revenue as Reported	98,379	89,201	67,499	61,263	63,746	55,512

Source: S&P Capital IQ. Financial Services template. Financial Sources.