Manappuram Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	92,507	97,658	84,885	64,560	58,509
Total Interest Expense	37,856	35,084	28,401	21,700	19,381
Net Interest Income	54,650	62,574	56,484	42,860	39,129
Commissions and Fees	430.9	719.28	1,076	201	233.75
Other Revenue	2,309	1,555	2,544	1,748	1,805
Revenue Before Loan Losses	57,391	64,848	60,104	44,809	41,167
Provision for Loan Losses	-	19,139	5,514	3,072	4,839
Revenue	57,391	45,709	54,590	41,738	36,328
Revenue Growth (YoY)	25.56%	-16.27%	30.79%	14.89%	-3.38%
Salaries & Employee Benefits	18,514	18,418	15,973	14,695	11,250
Cost of Services Provided	788.5	2,594	2,098	1,614	1,819
Other Operating Expenses	6,761	4,566	3,940	2,989	3,431
Total Operating Expenses	29,129	28,251	24,476	21,335	18,480
Operating Income	28,262	17,458	30,114	20,402	17,849
EBT Excluding Unusual Items	28,262	17,133	29,858	20,402	17,849
Gain (Loss) on Sale of Investments	-	-479.68	-209.82	0.19	1.11
Pretax Income	12,702	16,656	29,595	20,410	17,835
Income Tax Expense	2,771	4,618	7,620	5,409	4,548
Earnings From Continuing Ops.	9,931	12,039	21,975	15,002	13,287
Minority Interest in Earnings	101.6	122.8	-88.13	-41.93	-2.69
Net Income	10,033	12,161	21,887	14,960	13,284
Net Income to Common	10,033	12,161	21,887	14,960	13,284
Net Income Growth	-17.50%	-44.44%	46.30%	12.61%	-22.96%
Shares Outstanding (Basic)	856	846	846	846	846
Shares Outstanding (Diluted)	857	846	846	846	846
Shares Change (YoY)	1.22%	0.00%	0.00%	-	0.08%
EPS (Basic)	11.72	14.37	25.86	17.67	15.70
EPS (Diluted)	11.71	14.37	25.86	17.67	15.70
EPS Growth	-18.50%	-44.44%	46.30%	12.61%	-23.01%
Free Cash Flow	-204,381	-6,624	-35,861	-32,759	-5,859
Free Cash Flow Per Share	-238.54	-7.83	-42.37	-38.70	-6.92
Dividend Per Share	-	3.500	3.550	3.000	3.000
Dividend Growth	-	-1.41%	18.33%	-	50.00%
Operating Margin	49.24%	38.19%	55.16%	48.88%	49.13%
Profit Margin	17.48%	26.61%	40.09%	35.84%	36.57%
Free Cash Flow Margin	-356.12%	-14.49%	-65.69%	-78.49%	-16.13%
Effective Tax Rate	21.81%	27.72%	25.75%	26.50%	25.50%
Revenue as Reported	95,247	100,409	89,201	67,499	61,263

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.