Bank of Baroda Limited (BOM: 532134)

Bank of Baroda Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest Income on Loans	1,236,829	1,183,792	945,026	733,855	743,140	788,947
Interest Paid on Deposits	741,596	698,991	499,422	388,155	432,012	500,399
Net Interest Income	499,843	484,801	445,604	345,700	311,128	288,548
Net Interest Income Growth (YoY)	5.47%	8.80%	28.90%	11.11%	7.83%	41.44%
Gain (Loss) on Sale of Assets	63.14	63.14	143.31	42.35	2,713	35.66
Gain (Loss) on Sale of Investments	35,151	35,151	573.42	20,105	39,827	27,778
Other Non-Interest Income	202,853	198,781	162,037	123,800	109,997	94,099
Total Non-Interest Income	238,066	233,995	162,754	143,947	152,536	121,913
Non-Interest Income Growth (YoY)	3.36%	43.77%	13.06%	-5.63%	25.12%	54.57%
Revenues Before Loan Losses	737,909	718,796	608,358	489,647	463,664	410,461
Provision for Loan Losses	108,945	117,435	96,268	141,176	107,669	187,325
Revenue	628,965	601,362	512,090	348,471	355,996	223,137
Revenue Growth (YoY)	9.08%	17.43%	46.95%	-2.11%	59.54%	56.11%
Salaries and Employee Benefits	176,202	169,667	143,474	126,438	119,934	100,744
Occupancy Expenses	45,638	45,638	47,583	40,032	40,680	44,287
Amortization of Goodwill & Intangibles	81.23	81.23	81.23	-	-	-
Selling, General & Administrative	14,108	14,108	12,532	8,946	7,709	8,748
Other Non-Interest Expense	119,612	113,874	102,774	72,972	62,852	59,935
Total Non-Interest Expense	352,200	338,776	303,271	246,060	229,511	213,330
EBT Excluding Unusual Items	276,764	262,586	208,819	102,411	126,485	9,807
Pretax Income	276,764	262,586	208,819	102,411	126,485	9,807
Income Tax Expense	75,326	73,897	58,767	23,081	110,282	-
Earnings From Continuing Operations	201,439	188,689	150,052	79,330	16,203	9,807
Minority Interest in Earnings	-1,400	-1,015	-1,000	-832.9	-726.31	-529.62
Net Income	200,039	187,674	149,052	78,497	15,477	9,278
Net Income to Common	200,039	187,674	149,052	78,497	15,477	9,278
Net Income Growth	8.67%	25.91%	89.88%	407.20%	66.82%	-15.67%
Basic Shares Outstanding	5,172	5,171	5,171	5,171	4,663	4,007
Diluted Shares Outstanding	5,172	5,171	5,171	5,171	4,663	4,007
Shares Change (YoY)	0.04%	-	-	10.91%	16.36%	30.36%
EPS (Basic)	38.68	36.29	28.82	15.18	3.32	2.32
EPS (Diluted)	38.68	36.29	28.82	15.18	3.32	2.32
EPS Growth	8.64%	25.92%	89.87%	357.32%	43.37%	-35.33%
Dividend Per Share	-	7.600	5.500	2.850	-	-
Dividend Growth	-	38.18%	92.98%	-	-	-
Effective Tax Rate	27.22%	28.14%	28.14%	22.54%	87.19%	-

Source: S&P Capital IQ. Banks template. Financial Sources.