Bank of India (BOM:532149)
India flag India · Delayed Price · Currency is INR
132.80
+1.30 (0.99%)
At close: Oct 28, 2026

Bank of India Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
350,079323,221297,682254,993204,722177,437
Revenue Growth
13.61%8.58%16.74%24.56%15.38%24.22%
Net Income
125,114103,06395,48365,64538,38034,926
Earnings Per Share
27.4822.6420.9715.489.359.07
EPS Growth
29.73%7.95%35.48%65.55%3.14%42.76%

Revenue by Segment

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Treasury Operations
231,176232,318227,359182,880164,659156,036
Wholesale Banking Operations
324,792295,336273,389234,056179,495146,075
Retail Banking Operations - Digital Banking
6.66.26.32.6--
Retail Banking Operations - Other Retail Banking
353,311329,101310,526259,557207,319157,165
Unallocated
11,0197,7263,6107,2355,8504,101
Inter Segment
-9,488-7,992-10,766-10,666-5,895-462.6
Total
910,816856,496804,125673,065551,429462,915

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
1,119,820536,697504,932463,820424,690536,255
Total Debt
1,219,6601,186,2591,238,695809,603650,152268,211
Net Cash (Debt)
-99,840-649,562-733,762-345,783-225,462268,043
Net Cash Growth
------26.80%
Net Cash Per Share
-21.93-142.68-161.17-81.53-54.9469.57

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-1,500,830-1,064,146-606,601-728,543-492,584-363,693
Capital Expenditures
-10,328-8,901-7,230-8,505-6,233-5,720
Free Cash Flow
-1,511,157-1,073,047-613,831-737,048-498,817-369,413
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
35.74%31.89%32.07%25.74%18.75%19.68%
FCF Margin
-431.66%-331.99%-206.20%-289.05%-243.66%-208.19%

Dividends

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
4.6504.6504.0502.8002.0002.000
Dividend Per Share Growth
14.81%14.82%44.64%40.00%0%-
Dividend Yield
3.50%3.39%3.78%2.04%2.68%4.36%

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
4.836.055.119.517.985.39
PS Ratio
1.731.931.642.451.501.06