Bank of India Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	795,114	504,932	463,820	424,690	536,255	690,833
Investment Securities	2,759,012	2,680,023	2,345,920	2,113,236	1,802,740	1,916,930
Total Investments	2,759,012	2,680,023	2,345,920	2,113,236	1,802,740	1,916,930
Gross Loans	7,320,757	6,535,182	5,666,438	4,886,877	4,230,011	3,676,673
Net Loans	7,320,757	6,535,182	5,666,438	4,886,877	4,230,011	3,676,673
Property, Plant & Equipment	118,670	120,469	103,275	100,606	98,561	90,014
Accrued Interest Receivable	-	65,625	57,302	37,834	28,602	29,812
Restricted Cash	-	503,439	367,410	422,143	380,834	576,103
Other Current Assets	-	40,161	55,345	68,620	73,724	48,828
Long-Term Deferred Tax Assets	-	13,253	29,004	66,587	87,214	128,261
Other Long-Term Assets	213,582	101,164	154,290	139,766	193,372	170,446
Total Assets	11,207,134	10,564,250	9,242,804	8,260,357	7,431,313	7,327,901
Interest Bearing Deposits	8,908,828	7,804,483	7,033,284	6,370,366	5,948,832	5,963,040
Non-Interest Bearing Deposits	-	393,577	372,831	351,575	350,976	327,944
Total Deposits	8,908,828	8,198,060	7,406,114	6,721,941	6,299,808	6,290,984
Accrued Interest Payable	-	36,634	32,009	25,796	17,513	16,477
Other Current Liabilities	-	19,043	16,577	16,229	17,145	14,178
Long-Term Debt	1,061,082	1,238,695	809,603	650,152	268,211	324,641
Long-Term Deferred Tax Liabilities	-	-	-	-	4.67	38.5
Other Long-Term Liabilities	371,523	262,946	271,080	240,345	262,118	180,188
Total Liabilities	10,341,432	9,755,377	8,535,383	7,654,463	6,864,800	6,826,506
Common Stock	45,534	45,527	45,527	41,036	41,036	32,769
Additional Paid-In Capital	-	220,296	219,181	173,847	168,260	121,209
Retained Earnings	-	381,679	298,580	247,672	222,704	194,395
Comprehensive Income & Other	818,455	159,756	142,525	141,774	133,218	151,429
Total Common Equity	863,989	807,258	705,813	604,329	565,219	499,802
Minority Interest	1,713	1,616	1,608	1,565	1,295	1,593
Shareholders' Equity	865,702	808,873	707,421	605,895	566,513	501,395
Total Liabilities & Equity	11,207,134	10,564,250	9,242,804	8,260,357	7,431,313	7,327,901
Total Debt	1,061,082	1,238,695	809,603	650,152	268,211	324,641
Net Cash (Debt)	-265,969	-733,762	-345,783	-225,462	268,043	366,192
Net Cash Growth	-	-	-	-	-26.80%	77.30%
Net Cash Per Share	-58.43	-161.17	-81.53	-54.94	69.57	111.71
Filing Date Shares Outstanding	4,551	4,554	4,554	4,105	4,105	3,277
Total Common Shares Outstanding	4,551	4,554	4,554	4,105	4,105	3,277
Book Value Per Share	189.86	177.27	154.99	147.23	137.70	152.52
Tangible Book Value	863,989	807,258	705,813	604,329	565,219	499,802
Tangible Book Value Per Share	189.86	177.27	154.99	147.23	137.70	152.52

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.