Bank of India Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Net Income	95,483	65,645	38,380	34,926	20,828
Depreciation & Amortization	6,036	5,087	4,265	3,717	3,801
Gain (Loss) on Sale of Assets	-2,030	-284.57	-1,341	-7.94	-602.06
Gain (Loss) on Sale of Investments	-4,554	3,111	-15,745	9,689	11,627
Provision for Credit Losses	42,613	37,843	66,798	38,866	65,771
Change in Other Net Operating Assets	-788,317	-900,172	-624,418	-475,685	-466,524
Other Operating Activities	44,474	60,366	39,690	24,959	26,883
Operating Cash Flow	-606,601	-728,543	-492,584	-363,693	-338,439
Capital Expenditures	-7,230	-8,505	-6,233	-5,720	-3,490
Sale of Property, Plant and Equipment	499.55	235.71	996.16	234.91	190.73
Cash Acquisitions	-2,127	-1,820	-459.26	-1,111	1,182
Income (Loss) Equity Investments	-305.56	-136.61	-212.46	-155.96	-222.04
Divestitures	7.6	42.96	270.19	-	78.98
Other Investing Activities	305.56	136.61	212.46	155.96	222.04
Investing Cash Flow	-8,545	-9,910	-5,213	-6,440	-1,816
Long-Term Debt Issued	25,000	5,000	15,000	-	520
Long-Term Debt Repaid	-	-	-	-7,000	-
Net Debt Issued (Repaid)	25,000	5,000	15,000	-7,000	520
Issuance of Common Stock	1,115	49,825	5,587	25,500	30,000
Common Dividends Paid	-12,747	-8,207	-8,207	-	-
Net Increase (Decrease) in Deposit Accounts	791,945	684,173	422,134	8,824	717,119
Other Financing Activities	-13,025	-7,941	-6,972	-7,039	-6,538
Financing Cash Flow	792,288	722,850	427,541	20,285	741,101
Net Cash Flow	177,142	-15,603	-70,256	-349,847	400,846
Free Cash Flow	-613,831	-737,048	-498,817	-369,413	-341,929
Free Cash Flow Margin	-206.20%	-289.05%	-243.66%	-208.19%	-239.38%
Free Cash Flow Per Share	-134.83	-173.79	-121.56	-95.88	-104.31
Cash Interest Paid	13,025	7,941	6,972	7,039	6,538
Cash Income Tax Paid	1,447	-12,399	-3,560	5,559	-7,563

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.