Gujarat State Financial Corporation (BOM:532160)

Gujarat State Financial Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	154.02	152.58	175.97	101.46	103.01	109.65
Total Interest Expense	1,407	1,393	1,375	1,356	1,337	1,319
Net Interest Income	-1,253	-1,241	-1,199	-1,255	-1,234	-1,209
Gain (Loss) on Sale of Investments	-0.05	-0.05	10.6	1.45	1.94	5.86
Other Revenue	12.04	0.83	0.88	0.84	0.02	0.03
Revenue Before Loan Losses	-1,241	-1,240	-1,187	-1,252	-1,232	-1,203
Provision for Loan Losses	-19.09	-19.09	-27.08	-36.19	-3.24	-28.41
Revenue	-1,222	-1,221	-1,160	-1,216	-1,229	-1,175
Salaries & Employee Benefits	9.13	11.26	14.93	22.68	32.82	31.94
Cost of Services Provided	0.74	0.74	1.54	0.73	0.86	1.29
Other Operating Expenses	14.21	18.4	13.05	9.21	10.62	16.89
Total Operating Expenses	26.13	32.46	31.81	35.19	48.9	54.19
Operating Income	-1,248	-1,253	-1,192	-1,251	-1,278	-1,229
EBT Excluding Unusual Items	-1,248	-1,253	-1,192	-1,251	-1,278	-1,229
Pretax Income	-1,259	-1,253	-1,192	-1,251	-1,278	-1,229
Net Income	-1,259	-1,253	-1,192	-1,251	-1,278	-1,229
Net Income to Common	-1,259	-1,253	-1,192	-1,251	-1,278	-1,229
Shares Outstanding (Basic)	89	89	89	89	89	89
Shares Outstanding (Diluted)	89	89	89	89	89	89
EPS (Basic)	-14.14	-14.07	-13.38	-14.04	-14.34	-13.79
EPS (Diluted)	-14.14	-14.07	-13.38	-14.04	-14.34	-13.79
Free Cash Flow	-	-136.72	-115.87	-81.17	-139.09	-12.2
Free Cash Flow Per Share	-	-1.53	-1.30	-0.91	-1.56	-0.14
Revenue as Reported	185.11	172.47	214.95	143.63	111.31	144.33

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.