Jammu and Kashmir Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	62,373	30,436	15,620	17,421	16,577	63,363
Investment Securities	397,192	411,217	349,002	415,877	394,765	350,124
Total Investments	397,192	411,217	349,002	415,877	394,765	350,124
Gross Loans	1,135,259	1,041,838	937,566	822,776	703,931	668,417
Net Loans	1,135,259	1,041,838	937,566	822,776	703,931	668,417
Property, Plant & Equipment	21,888	21,918	22,577	22,718	19,539	20,128
Accrued Interest Receivable	-	9,338	7,948	6,993	5,904	5,805
Restricted Cash	-	67,395	66,345	71,568	71,342	31,674
Other Current Assets	-	1,073	636.74	1,871	2,630	2,348
Long-Term Deferred Tax Assets	-	-	1,553	1,829	2,393	2,663
Other Long-Term Assets	155,487	111,019	143,798	98,075	88,679	58,206
Total Assets	1,772,199	1,694,235	1,545,046	1,459,126	1,305,760	1,202,729
Interest Bearing Deposits	1,558,502	1,323,128	1,199,416	1,080,345	1,003,092	941,873
Non-Interest Bearing Deposits	-	162,392	148,231	139,927	143,936	138,600
Total Deposits	1,558,502	1,485,520	1,347,647	1,220,272	1,147,028	1,080,473
Current Portion of Long-Term Debt	-	10,000	-	-	-	-
Accrued Interest Payable	-	1,355	1,450	289.48	180.43	198.25
Other Current Liabilities	-	2,671	3,827	2,985	2,711	2,773
Long-Term Debt	23,818	13,828	28,850	28,923	23,708	20,152
Long-Term Deferred Tax Liabilities	-	97.56	-	-	-	-
Other Long-Term Liabilities	34,973	38,680	41,345	107,693	51,362	31,109
Total Liabilities	1,617,293	1,552,152	1,423,119	1,360,163	1,224,989	1,134,706
Common Stock	1,101	1,101	1,101	1,031	932.89	713.45
Additional Paid-In Capital	-	29,195	29,195	21,824	17,605	10,959
Retained Earnings	-	38,766	32,926	28,262	25,269	24,015
Comprehensive Income & Other	153,805	73,021	58,706	47,845	36,965	32,335
Shareholders' Equity	154,906	142,083	121,927	98,963	80,771	68,023
Total Liabilities & Equity	1,772,199	1,694,235	1,545,046	1,459,126	1,305,760	1,202,729
Total Debt	23,818	23,828	28,850	28,923	23,708	20,152
Net Cash (Debt)	38,555	66,499	26,031	104,326	80,168	85,594
Net Cash Growth	-49.88%	155.46%	-75.05%	30.13%	-6.34%	23.47%
Net Cash Per Share	35.02	60.39	24.74	108.27	96.50	119.97
Filing Date Shares Outstanding	1,101	1,101	1,101	1,031	932.89	713.45
Total Common Shares Outstanding	1,101	1,101	1,101	1,031	932.89	713.45
Book Value Per Share	140.66	129.03	110.72	95.94	86.58	95.34
Tangible Book Value	154,906	142,083	121,927	98,963	80,771	68,023
Tangible Book Value Per Share	140.66	129.03	110.72	95.94	86.58	95.34

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.