The Jammu and Kashmir Bank Limited (BOM: 532209)

The Jammu and Kashmir Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Cash & Equivalents	75,505	15,620	17,421	16,577	63,363	74,159
Investment Securities	386,561	446,260	415,877	394,765	350,124	229,905
Total Investments	386,561	446,260	415,877	394,765	350,124	229,905
Gross Loans	961,243	937,566	822,776	703,931	668,417	643,991
Net Loans	961,243	937,566	822,776	703,931	668,417	643,991
Property, Plant & Equipment	22,294	22,577	22,718	19,539	20,128	20,711
Accrued Interest Receivable	-	7,948	6,993	5,904	5,805	4,439
Restricted Cash	-	66,345	71,568	71,342	31,674	23,767
Other Current Assets	-	636.74	1,871	2,630	2,348	1,837
Long-Term Deferred Tax Assets	-	1,553	1,829	2,393	2,663	3,331
Other Long-Term Assets	148,961	46,540	98,075	88,679	58,206	86,151
Total Assets	1,594,564	1,545,046	1,459,126	1,305,760	1,202,729	1,088,291
Interest Bearing Deposits	1,379,069	1,199,401	1,080,345	1,003,092	941,873	854,144
Non-Interest Bearing Deposits	-	148,231	139,927	143,936	138,600	123,714
Total Deposits	1,379,069	1,347,632	1,220,272	1,147,028	1,080,473	977,858
Current Portion of Long-Term Debt	-	15,000	-	-	-	-
Accrued Interest Payable	-	237.2	289.48	180.43	198.25	230.46
Other Current Liabilities	-	3,827	2,985	2,711	2,773	2,447
Long-Term Debt	28,845	13,850	28,923	23,708	20,152	20,196
Other Long-Term Liabilities	53,591	42,572	107,693	51,362	31,109	24,101
Total Liabilities	1,461,504	1,423,119	1,360,163	1,224,989	1,134,706	1,024,833
Common Stock	1,101	1,101	1,031	932.89	713.45	713.45
Additional Paid-In Capital	-	29,195	21,824	17,605	10,959	10,959
Retained Earnings	-	32,926	28,262	25,269	24,015	40,233
Comprehensive Income & Other	131,958	58,706	47,845	36,965	32,335	11,553
Shareholders' Equity	133,060	121,927	98,963	80,771	68,023	63,459
Total Liabilities & Equity	1,594,564	1,545,046	1,459,126	1,305,760	1,202,729	1,088,291
Total Debt	28,845	28,850	28,923	23,708	20,152	20,196
Net Cash (Debt)	46,661	123,289	104,326	80,168	85,594	69,326
Net Cash Growth	26.71%	18.18%	30.13%	-6.34%	23.47%	352.23%
Net Cash Per Share	42.93	117.19	108.27	96.50	119.97	97.17
Filing Date Shares Outstanding	1,101	1,101	1,031	932.89	713.45	713.67
Total Common Shares Outstanding	1,101	1,101	1,031	932.89	713.45	713.67
Book Value Per Share	120.84	110.72	95.94	86.58	95.34	88.92
Tangible Book Value	133,060	121,927	98,963	80,771	68,023	63,459
Tangible Book Value Per Share	120.84	110.72	95.94	86.58	95.34	88.92

Source: S&P Capital IQ. Banks template. Financial Sources.