The Jammu and Kashmir Bank Limited (BOM: 532209)

The Jammu and Kashmir Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Net Income	-	17,712	11,805	4,949	4,284	-11,834
Depreciation & Amortization	-	2,176	1,577	1,441	1,343	1,257
Gain (Loss) on Sale of Investments	-	458.56	-125.28	-354.13	7.19	-273.68
Provision for Credit Losses	-	-1,124	1,342	3,137	10,653	26,841
Change in Other Net Operating Assets	-	-159,524	-94,854	-93,441	-120,893	-54,880
Other Operating Activities	-	4,415	2,940	2,033	1,987	1,139
Operating Cash Flow	-	-135,886	-77,315	-82,235	-102,756	-37,751
Capital Expenditures	-	-1,857	-1,235	-851.85	-759.83	-1,147
Cash Acquisitions	-	-715.68	-	-	-	-
Income (Loss) Equity Investments	-	-	-	-	-137.98	-
Investing Cash Flow	-	-2,573	-1,235	-851.85	-759.83	-1,147
Long-Term Debt Issued	-	-	5,210	3,600	-	-
Long-Term Debt Repaid	-	-	-	-	-	-6,000
Net Debt Issued (Repaid)	-	-	5,210	3,600	-	-6,000
Issuance of Common Stock	-	7,440	4,318	7,800	-	5,000
Common Dividends Paid	-	-515.74	-	-	-	-
Net Increase (Decrease) in Deposit Accounts	-	127,361	73,244	66,555	102,615	81,490
Other Financing Activities	-	-2,850	-3,152	-1,986	-1,988	-2,390
Financing Cash Flow	-	131,435	79,620	75,969	100,627	78,100
Net Cash Flow	-	-7,024	1,070	-7,118	-2,889	39,203
Free Cash Flow	-	-137,743	-78,551	-83,087	-103,516	-38,898
Free Cash Flow Margin	-	-248.97%	-161.98%	-202.50%	-311.89%	-244.55%
Free Cash Flow Per Share	-	-130.93	-81.52	-100.01	-145.09	-54.52
Cash Interest Paid	-	2,850	2,217	1,986	1,988	2,390
Cash Income Tax Paid	-	4,664	4,551	2,435	877.35	1,328

Source: S&P Capital IQ. Banks template. Financial Sources.