The South Indian Bank Limited (BOM:532218)

The South Indian Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	79,825	77,569	94,133	86,128	72,332	65,865
Interest Income on Investments	21,294	20,896	-	-	-	-
Total Interest Income	101,119	98,465	94,133	86,128	72,332	65,865
Interest Paid on Deposits	64,824	64,091	59,277	52,808	42,211	43,468
Net Interest Income	36,295	34,374	34,856	33,321	30,121	22,398
Net Interest Income Growth (YoY)	5.13%	-1.39%	4.61%	10.62%	34.48%	-6.94%
Gain (Loss) on Sale of Assets	-	-	-23.41	-1	-1.22	1.48
Gain (Loss) on Sale of Investments	-	-	2,219	3,176	-3,645	661.65
Other Non-Interest Income	17,667	20,088	15,934	11,970	11,760	9,676
Total Non-Interest Income	17,667	20,088	18,130	15,145	8,114	10,339
Non-Interest Income Growth (YoY)	-12.24%	10.80%	19.71%	86.66%	-21.52%	-12.79%
Revenues Before Loan Losses	53,962	54,461	52,986	48,466	38,235	32,737
Provision for Loan Losses	2,624	4,173	5,132	3,390	3,992	13,395
Revenue	51,338	50,288	47,855	45,076	34,243	19,342
Revenue Growth (YoY)	6.38%	5.08%	6.16%	31.64%	77.04%	-6.16%
Salaries and Employee Benefits	16,716	16,482	16,658	17,027	13,079	11,981
Occupancy Expenses	-	-	2,700	2,440	2,263	2,128
Selling, General & Administrative	53.7	53.7	2,456	2,305	1,866	1,353
Other Non-Interest Expense	14,261	14,188	8,416	7,990	5,949	4,799
Total Non-Interest Expense	31,030	30,723	30,284	29,788	23,158	20,263
EBT Excluding Unusual Items	20,308	19,565	17,571	15,289	11,084	-921.62
Pretax Income	20,308	19,565	17,571	15,289	11,084	-921.62
Income Tax Expense	5,196	5,009	4,540	4,587	3,331	-1,370
Net Income	15,111	14,556	13,031	10,702	7,753	448.08
Net Income to Common	15,111	14,556	13,031	10,702	7,753	448.08
Net Income Growth	13.50%	11.71%	21.76%	38.04%	1630.29%	-27.63%
Basic Shares Outstanding	2,619	2,618	2,616	2,100	2,093	2,093
Diluted Shares Outstanding	2,624	2,623	2,617	2,102	2,093	2,093
Shares Change (YoY)	0.28%	0.21%	24.52%	0.44%	-	15.91%
EPS (Basic)	5.77	5.56	4.98	5.10	3.70	0.21
EPS (Diluted)	5.76	5.55	4.98	5.09	3.70	0.21
EPS Growth	13.15%	11.45%	-2.16%	37.39%	1664.17%	-38.23%
Dividend Per Share	0.450	0.450	0.400	0.300	0.300	-
Dividend Growth	12.50%	12.50%	33.33%	-	-	-
Effective Tax Rate	25.59%	25.60%	25.84%	30.00%	30.05%	-

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 20, 2026

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