The South Indian Bank Limited (BOM:532218)

The South Indian Bank Financials Overview

Financials in millions INR. Fiscal year is April - March.

Revenue & Profits

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Revenue Revenue Growth	51,338	50,288	47,855	45,076	34,243	19,342
Revenue Growth	6.38%	5.09%	6.16%	31.64%	77.04%	-6.16%
Net Income Net Income Growth	15,111	14,556	13,031	10,702	7,753	448.08
Earnings Per Share EPS Growth	5.76	5.55	4.98	5.09	3.70	0.21
EPS Growth	13.15%	11.45%	-2.16%	37.39%	1664.17%	-38.23%

Revenue by Segment

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Treasury Treasury Growth	24,365	25,964	22,042	20,110	10,880	14,997
Corporate/Wholesale Banking Corporate/Wholesale Banking Growth	34,829	34,423	36,465	29,796	23,230	20,650
Retail Banking - digital Banking Retail Banking - digital Banking Growth	8,425	8,530	8,430	6,794	2,139	-
Retail Banking - Other Retail Banking Retail Banking - Other Retail Banking Growth	46,353	44,870	40,400	40,233	39,906	-
Other Banking Operations Other Banking Operations Growth	4,813	4,765	4,926	4,350	4,303	3,457
Total Total Growth	118,786	118,553	112,263	101,283	80,458	76,204

Cash & Debt

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Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Cash & Investments Cash & Investments Growth	47,800	63,253	76,087	51,654	29,583	80,991
Total Debt Total Debt Growth	36,069	39,270	43,005	39,121	69,939	32,945
Net Cash (Debt) Net Cash Growth	11,730	23,982	33,082	12,533	-40,356	48,046
Net Cash Growth	-88.45%	-27.51%	163.96%	-	-	170.26%
Net Cash Per Share Net Cash Per Share Growth	4.47	9.15	12.64	5.96	-19.28	22.96

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Operating Cash Flow Operating Cash Flow Growth	-	-119,120	-79,561	-31,938	-97,691	-12,659
Capital Expenditures CapEx Growth	-	-1,409	-1,583	-1,822	-1,127	-1,019
Free Cash Flow Free Cash Flow Growth	-	-120,529	-81,143	-33,760	-98,818	-13,677
Free Cash Flow Growth	-	-	-	-	-	-

Margins

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Profit Margin	29.43%	28.95%	27.23%	23.74%	22.64%	2.32%
FCF Margin	-	-239.68%	-169.56%	-74.89%	-288.58%	-70.71%

Dividends

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Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023
Period Ending	Aug 22, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023
Dividend Per Share Dividend Per Share Growth	0.450	0.450	0.400	0.300	0.300
Dividend Per Share Growth	12.50%	12.50%	33.33%	0%	-
Dividend Yield	1.00%	1.33%	1.77%	1.14%	2.35%

Valuation

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Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug 22, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
PE Ratio	7.79	6.15	4.63	6.66	3.95	35.03
PS Ratio	2.29	1.78	1.26	1.58	0.90	0.81

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 22, 2026

Data Sources Report a data error