Indian Overseas Bank (BOM:532388)
39.78
-0.06 (-0.15%)
At close: Jul 18, 2025
Indian Overseas Bank Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2016 - 2020 |
---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2016 - 2020 |
Interest Income on Loans | 208,613 | 201,828 | 240,657 | 194,070 | 167,358 | 169,756 | Upgrade |
Interest Income on Investments | 81,308 | 79,609 | - | - | - | - | Upgrade |
Total Interest Income | 289,921 | 281,436 | 240,657 | 194,070 | 167,358 | 169,756 | Upgrade |
Interest Paid on Deposits | 177,882 | 172,445 | 142,265 | 111,463 | 104,195 | 110,695 | Upgrade |
Net Interest Income | 112,039 | 108,992 | 98,392 | 82,607 | 63,164 | 59,061 | Upgrade |
Net Interest Income Growth (YoY) | 12.52% | 10.77% | 19.11% | 30.78% | 6.95% | 11.38% | Upgrade |
Gain (Loss) on Sale of Assets | - | - | 22.14 | 15.84 | 12.01 | 14.92 | Upgrade |
Gain (Loss) on Sale of Investments | - | - | 10,229 | -644.6 | 7,421 | 18,202 | Upgrade |
Other Non-Interest Income | 60,538 | 56,067 | 46,402 | 41,793 | 41,620 | 36,639 | Upgrade |
Total Non-Interest Income | 60,538 | 56,067 | 56,653 | 41,164 | 49,053 | 54,856 | Upgrade |
Non-Interest Income Growth (YoY) | 2.48% | -1.03% | 37.63% | -16.08% | -10.58% | 65.91% | Upgrade |
Revenues Before Loan Losses | 172,577 | 165,058 | 155,045 | 123,771 | 112,217 | 113,917 | Upgrade |
Provision for Loan Losses | 40,832 | 41,771 | 33,514 | 35,939 | 39,839 | 50,561 | Upgrade |
131,745 | 123,288 | 121,531 | 87,833 | 72,378 | 63,356 | Upgrade | |
Revenue Growth (YoY) | 6.13% | 1.44% | 38.37% | 21.35% | 14.24% | - | Upgrade |
Salaries and Employee Benefits | 47,109 | 46,692 | 61,433 | 41,024 | 34,889 | 37,059 | Upgrade |
Occupancy Expenses | - | - | 9,079 | 7,809 | 6,414 | 6,962 | Upgrade |
Selling, General & Administrative | - | - | 1,621 | 1,508 | 1,513 | 1,512 | Upgrade |
Other Non-Interest Expense | 31,151 | 30,871 | 15,172 | 13,958 | 11,774 | 10,157 | Upgrade |
Total Non-Interest Expense | 77,745 | 77,563 | 87,305 | 64,298 | 54,590 | 55,690 | Upgrade |
EBT Excluding Unusual Items | 54,000 | 45,725 | 34,226 | 23,534 | 17,788 | 7,666 | Upgrade |
Pretax Income | 54,000 | 45,725 | 34,226 | 23,534 | 17,788 | 7,666 | Upgrade |
Income Tax Expense | 14,747 | 11,770 | 7,569 | 2,495 | 695.2 | 82.4 | Upgrade |
Net Income | 39,253 | 33,955 | 26,657 | 21,040 | 17,093 | 7,584 | Upgrade |
Net Income to Common | 39,253 | 33,955 | 26,657 | 21,040 | 17,093 | 7,584 | Upgrade |
Net Income Growth | 39.68% | 27.38% | 26.70% | 23.09% | 125.39% | - | Upgrade |
Basic Shares Outstanding | 19,029 | 18,969 | 18,902 | 18,902 | 18,902 | 16,437 | Upgrade |
Diluted Shares Outstanding | 19,029 | 18,969 | 18,902 | 18,902 | 18,902 | 16,437 | Upgrade |
Shares Change (YoY) | - | 0.35% | - | - | 15.00% | 53.97% | Upgrade |
EPS (Basic) | 2.06 | 1.79 | 1.41 | 1.11 | 0.90 | 0.46 | Upgrade |
EPS (Diluted) | 2.06 | 1.79 | 1.41 | 1.11 | 0.90 | 0.46 | Upgrade |
EPS Growth | - | 26.93% | 26.70% | 23.09% | 96.00% | - | Upgrade |
Effective Tax Rate | 27.31% | 25.74% | 22.12% | 10.60% | 3.91% | 1.07% | Upgrade |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.