Indian Overseas Bank (BOM:532388)
India flag India · Delayed Price · Currency is INR
39.78
-0.06 (-0.15%)
At close: Jul 18, 2025

Indian Overseas Bank Income Statement

Millions INR. Fiscal year is Apr - Mar.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 20212016 - 2020
Period Ending
Jun '25 Mar '25 Mar '24 Mar '23 Mar '22 Mar '21 2016 - 2020
Interest Income on Loans
208,613201,828240,657194,070167,358169,756
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Interest Income on Investments
81,30879,609----
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Total Interest Income
289,921281,436240,657194,070167,358169,756
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Interest Paid on Deposits
177,882172,445142,265111,463104,195110,695
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Net Interest Income
112,039108,99298,39282,60763,16459,061
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Net Interest Income Growth (YoY)
12.52%10.77%19.11%30.78%6.95%11.38%
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Gain (Loss) on Sale of Assets
--22.1415.8412.0114.92
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Gain (Loss) on Sale of Investments
--10,229-644.67,42118,202
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Other Non-Interest Income
60,53856,06746,40241,79341,62036,639
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Total Non-Interest Income
60,53856,06756,65341,16449,05354,856
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Non-Interest Income Growth (YoY)
2.48%-1.03%37.63%-16.08%-10.58%65.91%
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Revenues Before Loan Losses
172,577165,058155,045123,771112,217113,917
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Provision for Loan Losses
40,83241,77133,51435,93939,83950,561
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131,745123,288121,53187,83372,37863,356
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Revenue Growth (YoY)
6.13%1.44%38.37%21.35%14.24%-
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Salaries and Employee Benefits
47,10946,69261,43341,02434,88937,059
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Occupancy Expenses
--9,0797,8096,4146,962
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Selling, General & Administrative
--1,6211,5081,5131,512
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Other Non-Interest Expense
31,15130,87115,17213,95811,77410,157
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Total Non-Interest Expense
77,74577,56387,30564,29854,59055,690
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EBT Excluding Unusual Items
54,00045,72534,22623,53417,7887,666
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Pretax Income
54,00045,72534,22623,53417,7887,666
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Income Tax Expense
14,74711,7707,5692,495695.282.4
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Net Income
39,25333,95526,65721,04017,0937,584
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Net Income to Common
39,25333,95526,65721,04017,0937,584
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Net Income Growth
39.68%27.38%26.70%23.09%125.39%-
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Basic Shares Outstanding
19,02918,96918,90218,90218,90216,437
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Diluted Shares Outstanding
19,02918,96918,90218,90218,90216,437
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Shares Change (YoY)
-0.35%--15.00%53.97%
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EPS (Basic)
2.061.791.411.110.900.46
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EPS (Diluted)
2.061.791.411.110.900.46
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EPS Growth
-26.93%26.70%23.09%96.00%-
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Effective Tax Rate
27.31%25.74%22.12%10.60%3.91%1.07%
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Source: S&P Global Market Intelligence. Banks template. Financial Sources.