Indian Overseas Bank (BOM:532388)
India · Delayed Price · Currency is INR 29.02
-0.19 (-0.65%)
At close: Oct 28, 2026
Indian Overseas Bank Cash Flow Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Operating Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Net Income | 66,602 | 54,185 | 33,955 | 26,657 | 21,040 | 17,093 |
Depreciation & Amortization | 5,497 | 5,212 | 3,945 | 3,364 | 2,604 | 1,726 |
Gain (Loss) on Sale of Assets | -14.03 | -20.23 | -17.96 | -22.14 | -15.84 | -12.01 |
Gain (Loss) on Sale of Investments | -596.96 | 889.24 | 576.58 | -676.36 | 7,058 | 4,784 |
Provision for Credit Losses | 38,561 | 35,597 | 44,106 | 26,034 | 24,706 | 36,578 |
Change in Other Net Operating Assets | -778,992 | -624,634 | -342,954 | -323,315 | -189,467 | -220,177 |
Other Operating Activities | 6,315 | 7,260 | 28,687 | 5,290 | 9,929 | -3,210 |
Operating Cash Flow | -662,629 | -521,512 | -231,703 | -262,668 | -124,145 | -163,218 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Capital Expenditures | -3,412 | -6,459 | -6,033 | -3,653 | -5,824 | -562.32 |
Sale of Property, Plant and Equipment | 2.66 | 69.66 | 243.57 | 59.68 | 227.28 | 69.38 |
Other Investing Activities | - | - | - | - | - | 0 |
Investing Cash Flow | -3,409 | -6,389 | -5,789 | -3,593 | -5,596 | -492.94 |
Financing Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Long-Term Debt Issued | - | 10,000 | 14,328 | - | 10,000 | 6,650 |
Long-Term Debt Repaid | - | - | - | -3,000 | -8,000 | - |
Net Debt Issued (Repaid) | -77,333 | 10,000 | 14,328 | -3,000 | 2,000 | 6,650 |
Net Increase (Decrease) in Deposit Accounts | 683,607 | 569,308 | 258,173 | 251,479 | -12,402 | 218,610 |
Other Financing Activities | 80,095 | -11,378 | -10,962 | -2,277 | -21,161 | -1,860 |
Financing Cash Flow | 686,368 | 567,930 | 261,539 | 246,202 | -31,563 | 223,399 |
Net Cash Flow
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Net Cash Flow | 20,330 | 40,029 | 24,047 | -20,059 | -161,304 | 59,688 |
Free Cash Flow
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | -666,040 | -527,971 | -237,735 | -266,321 | -129,969 | -163,781 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -399.28% | -360.08% | -192.83% | -219.14% | -147.97% | -226.29% |
Free Cash Flow Per Share | -34.52 | -27.42 | -12.52 | -14.09 | -6.88 | -8.66 |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Cash Interest Paid | - | - | - | 2,277 | 21,161 | 1,860 |
Cash Income Tax Paid | 640.7 | 5,436 | -19,581 | 5,830 | 3,360 | 7,481 |