Indian Overseas Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	143,898	43,389	31,733	47,955	153,556	197,533
Investment Securities	1,156,202	1,105,880	991,939	936,425	976,408	954,849
Total Investments	1,156,202	1,105,880	991,939	936,425	976,408	954,849
Gross Loans	2,911,231	2,455,552	2,133,301	1,780,677	1,442,536	1,277,414
Net Loans	2,911,231	2,455,552	2,133,301	1,780,677	1,442,536	1,277,414
Property, Plant & Equipment	50,197	46,548	37,402	37,107	33,660	29,190
Accrued Interest Receivable	-	51,491	41,539	36,205	30,928	34,645
Restricted Cash	-	168,807	156,416	160,251	215,956	112,292
Other Current Assets	-	23,159	54,509	45,230	41,310	34,523
Other Real Estate Owned & Foreclosed	-	0.02	2,243	2,100	2,100	2,100
Other Long-Term Assets	149,963	52,254	69,611	88,431	93,846	99,748
Total Assets	4,475,416	3,947,080	3,518,693	3,134,381	2,990,300	2,742,293
Interest Bearing Deposits	3,493,020	2,838,122	2,631,860	2,442,900	2,448,240	2,241,309
Non-Interest Bearing Deposits	-	281,266	229,355	166,836	173,898	162,218
Total Deposits	3,493,020	3,119,388	2,861,215	2,609,736	2,622,138	2,403,528
Current Portion of Long-Term Debt	-	319,255	-	-	-	2,554
Accrued Interest Payable	-	2,677	4,025	2,799	414.37	402.24
Other Current Liabilities	-	6,285	8,117	8,188	7,008	6,593
Long-Term Debt	468,053	103,022	303,872	208,038	30,706	34,162
Other Long-Term Liabilities	157,558	74,120	65,850	56,859	104,056	124,068
Total Liabilities	4,118,631	3,624,746	3,243,079	2,885,620	2,764,322	2,571,306
Common Stock	192,566	192,566	189,024	189,024	189,024	166,468
Additional Paid-In Capital	-	96,365	85,579	85,579	85,579	69,233
Retained Earnings	-	-26,340	-60,422	-87,351	-108,516	-122,681
Treasury Stock	-	-13,156	-	-	-	-
Comprehensive Income & Other	164,219	72,898	61,434	61,509	59,891	57,966
Shareholders' Equity	356,785	322,333	275,614	248,760	225,978	170,987
Total Liabilities & Equity	4,475,416	3,947,080	3,518,693	3,134,381	2,990,300	2,742,293
Total Debt	468,053	422,277	303,872	208,038	30,706	36,716
Net Cash (Debt)	-324,155	-378,888	-272,139	-160,083	122,850	160,817
Net Cash Growth	-	-	-	-	-23.61%	-5.03%
Net Cash Per Share	-16.28	-19.95	-14.40	-8.47	6.50	9.78
Filing Date Shares Outstanding	20,101	19,257	18,902	18,902	18,902	16,437
Total Common Shares Outstanding	20,101	19,257	18,902	18,902	18,902	16,437
Book Value Per Share	17.75	16.74	14.58	13.16	11.95	10.40
Tangible Book Value	356,785	322,333	275,614	248,760	225,978	170,987
Tangible Book Value Per Share	17.75	16.74	14.58	13.16	11.95	10.40

Source: S&P Global Market Intelligence. Banks template. Financial Sources.