Union Bank of India (BOM:532477)
India flag India · Delayed Price · Currency is INR
182.00
-2.00 (-1.09%)
At close: Oct 28, 2026

Union Bank of India Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
530,627489,864459,654480,141356,338282,690
Revenue Growth
1.63%6.57%-4.27%34.74%26.05%25.20%
Net Income
219,988194,302180,270137,97185,11752,653
Earnings Per Share
28.8125.4523.6219.1512.457.77
EPS Growth
18.92%7.77%23.32%53.82%60.23%73.85%

Revenue by Segment

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Treasury Operations
279,428301,075310,314306,821264,429268,157
Retail Banking Operations - Digital Banking Operations
10,5619,8249,6369,4205,665-
Retail Banking Operations - Non Digital Banking Operations
481,618465,916441,283391,342305,122-
Corporate / Wholesale Banking
462,057443,786460,219422,243359,417257,768
Other Banking Operations
19,53817,45124,64318,13419,79413,976
Unallocated
54,87845,94435,52733,92321,98816,886
Total
1,308,0801,283,9951,281,6221,181,884970,785817,541

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
543,622315,115434,237690,196651,824774,272
Total Debt
1,019,568777,979649,924269,743427,366512,452
Net Cash (Debt)
-475,946-462,864-215,687420,453224,458261,820
Net Cash Growth
---87.32%-14.27%-
Net Cash Per Share
-62.34-60.63-28.2558.3732.8438.66

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-1,684,110-707,683-705,824-843,418-799,539-723,749
Capital Expenditures
-30,417-32,238-16,676-16,488-30,656-7,495
Free Cash Flow
-1,714,527-739,921-722,500-859,906-830,195-731,245
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
41.46%39.66%39.22%28.74%23.89%18.63%
FCF Margin
-323.11%-151.05%-157.18%-179.09%-232.98%-258.67%

Dividends

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
5.0005.0004.7503.6003.0001.900
Dividend Per Share Growth
5.26%5.26%31.94%20.00%57.89%-
Dividend Yield
2.75%3.04%3.76%2.34%4.51%4.91%

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
6.326.455.348.495.345.02
PS Ratio
2.632.562.102.441.280.94