UCO Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2016 - 2020
Interest Income on Loans	260,874	250,669	218,543	176,505	149,813	144,461	Upgrade
Interest Paid on Deposits	159,256	154,368	137,536	103,074	85,084	89,665	Upgrade
Net Interest Income	100,121	96,301	81,008	73,431	64,729	54,797	Upgrade
Net Interest Income Growth (YoY)	14.70%	18.88%	10.32%	13.44%	18.13%	7.61%	Upgrade
Gain (Loss) on Sale of Assets	4.09	4.09	5.78	1.66	5.17	-209.59	Upgrade
Gain (Loss) on Sale of Investments	4,462	4,462	6,081	-3,140	2,456	15,000	Upgrade
Other Non-Interest Income	40,129	39,600	26,569	28,223	28,547	19,452	Upgrade
Total Non-Interest Income	44,596	44,066	32,655	25,085	31,008	34,242	Upgrade
Non-Interest Income Growth (YoY)	16.92%	34.94%	30.18%	-19.10%	-9.44%	19.26%	Upgrade
Revenues Before Loan Losses	144,717	140,367	113,663	98,516	95,738	89,039	Upgrade
Provision for Loan Losses	24,563	22,037	20,074	14,356	30,471	39,820	Upgrade
Revenue	120,154	118,330	93,589	84,160	65,267	49,218	Upgrade
Revenue Growth (YoY)	11.43%	26.43%	11.20%	28.95%	32.61%	-	Upgrade
Salaries and Employee Benefits	54,309	54,531	48,867	38,727	33,143	34,427	Upgrade
Occupancy Expenses	7,665	7,665	6,327	5,309	4,469	3,912	Upgrade
Selling, General & Administrative	1,298	1,298	1,203	983.97	845.66	1,070	Upgrade
Other Non-Interest Expense	16,845	16,500	11,504	10,089	9,306	8,140	Upgrade
Total Non-Interest Expense	79,887	79,764	67,723	55,109	47,763	47,548	Upgrade
EBT Excluding Unusual Items	40,266	38,566	25,867	29,051	17,504	1,670	Upgrade
Pretax Income	40,266	38,566	25,867	29,051	17,504	1,670	Upgrade
Income Tax Expense	14,851	13,886	9,151	10,428	8,206	-	Upgrade
Net Income	25,415	24,680	16,716	18,623	9,298	1,670	Upgrade
Net Income to Common	25,415	24,680	16,716	18,623	9,298	1,670	Upgrade
Net Income Growth	15.69%	47.65%	-10.24%	100.30%	456.63%	-	Upgrade
Basic Shares Outstanding	12,216	11,964	11,956	11,956	11,638	9,918	Upgrade
Diluted Shares Outstanding	12,216	11,964	11,956	11,956	11,638	9,918	Upgrade
Shares Change (YoY)	1.50%	0.07%	-	2.73%	17.34%	26.10%	Upgrade
EPS (Basic)	2.08	2.06	1.40	1.56	0.80	0.17	Upgrade
EPS (Diluted)	2.08	2.06	1.40	1.56	0.80	0.17	Upgrade
EPS Growth	13.83%	47.34%	-10.24%	94.97%	374.39%	-	Upgrade
Dividend Per Share	0.390	0.390	0.280	-	-	-	Upgrade
Dividend Growth	39.29%	39.29%	-	-	-	-	Upgrade
Effective Tax Rate	36.88%	36.00%	35.38%	35.89%	46.88%	-	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.