UCO Bank (BOM:532505)

UCO Bank Financials Overview

Financials in millions INR. Fiscal year is April - March.

Revenue & Profits

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Revenue Revenue Growth	130,762	116,006	118,330	93,589	84,160	65,267
Revenue Growth	9.09%	-1.96%	26.43%	11.20%	28.95%	32.61%
Net Income Net Income Growth	28,167	27,679	24,680	16,716	18,623	9,298
Earnings Per Share EPS Growth	2.25	2.21	2.06	1.40	1.56	0.80
EPS Growth	8.18%	7.15%	47.34%	-10.24%	94.97%	374.39%

Revenue by Segment

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Treasury Operations Treasury Operations Growth	79,830	80,310	82,942	8,252	73,335	70,994
Corporate/Wholesale Banking Corporate/Wholesale Banking Growth	115,431	109,820	113,065	91,228	56,651	59,264
Retail Banking Operations - Digital Banking Retail Banking Operations - Digital Banking Growth	2.5	2.3	1.7	0.6	-	-
Retail Banking Operations - Other Retail Banking Retail Banking Operations - Other Retail Banking Growth	113,955	106,661	98,164	76,971	71,105	-
Other Banking Operations Other Banking Operations Growth	681.4	617.1	562.8	482.5	498.4	424.3
Total Total Growth	309,900	297,410	294,736	176,934	201,590	180,822

Cash & Debt

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Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Cash & Investments Cash & Investments Growth	218,040	142,191	263,554	195,450	193,423	167,772
Total Debt Total Debt Growth	248,677	233,098	286,875	253,314	205,011	135,081
Net Cash (Debt) Net Cash Growth	-30,637	-90,907	-23,321	-57,864	-11,588	32,690
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	-2.44	-7.25	-1.95	-4.84	-0.97	2.81

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Operating Cash Flow Operating Cash Flow Growth	-	-446,045	-284,999	-127,903	-222,819	-137,548
Capital Expenditures CapEx Growth	-	-5,934	-3,716	-3,536	-2,883	-2,160
Free Cash Flow Free Cash Flow Growth	-	-451,979	-288,714	-131,439	-225,703	-139,709
Free Cash Flow Growth	-	-	-	-	-	-

Margins

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Profit Margin	21.54%	23.86%	20.86%	17.86%	22.13%	14.25%
FCF Margin	-	-389.62%	-243.99%	-140.44%	-268.18%	-214.06%

Dividends

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Fiscal Year	Current	FY 2026	FY 2025	FY 2024
Period Ending	Aug 2, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024
Dividend Per Share Dividend Per Share Growth	0.440	0.440	0.390	0.280
Dividend Per Share Growth	12.82%	12.82%	39.29%	-
Dividend Yield	1.70%	1.99%	1.12%	0.56%

Valuation

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Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug 2, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
PE Ratio	11.65	10.17	18.14	37.34	15.60	15.24
PS Ratio	2.51	2.43	3.78	6.67	3.45	2.17

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 2, 2026

Data Sources Report a data error