The Karnataka Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	66,811	90,136	82,985	72,202	62,217
Interest Income on Investments	12,368	-	-	-	-
Total Interest Income	79,178	90,136	82,985	72,202	62,217
Interest Paid on Deposits	57,990	57,032	49,998	40,351	37,306
Net Interest Income	21,188	33,104	32,987	31,851	24,910
Net Interest Income Growth (YoY)	-36.00%	0.35%	3.57%	27.86%	14.10%
Gain (Loss) on Sale of Assets	-	-0.56	4.17	-3.01	-8.52
Gain (Loss) on Sale of Investments	-	851.07	1,135	-1,629	-501.12
Other Non-Interest Income	14,029	11,845	12,050	11,558	10,048
Total Non-Interest Income	14,029	12,696	13,190	9,926	9,539
Non-Interest Income Growth (YoY)	10.50%	-3.74%	32.88%	4.06%	-32.07%
Revenues Before Loan Losses	35,217	45,800	46,177	41,777	34,449
Provision for Loan Losses	3,161	1,865	6,005	7,672	9,394
Revenue	32,056	43,935	40,172	34,105	25,055
Revenue Growth (YoY)	-27.04%	9.37%	17.79%	36.12%	9.36%
Salaries and Employee Benefits	13,082	15,502	13,818	10,735	10,162
Occupancy Expenses	-	4,163	3,447	3,149	2,779
Selling, General & Administrative	2	797.13	787.16	696.11	648.4
Other Non-Interest Expense	2,389	7,061	6,489	5,120	4,526
Total Non-Interest Expense	15,473	27,524	24,542	19,700	18,116
EBT Excluding Unusual Items	16,584	16,411	15,631	14,405	6,939
Pretax Income	16,584	16,411	15,631	14,405	6,939
Income Tax Expense	3,476	3,682	2,565	2,608	1,859
Net Income	13,108	12,728	13,066	11,797	5,080
Net Income to Common	13,108	12,728	13,066	11,797	5,080
Net Income Growth	2.98%	-2.58%	10.76%	132.22%	5.29%
Basic Shares Outstanding	378	378	328	312	311
Diluted Shares Outstanding	379	379	329	313	312
Shares Change (YoY)	0.05%	14.91%	5.10%	0.40%	0.12%
EPS (Basic)	34.67	33.70	39.85	37.87	16.34
EPS (Diluted)	34.61	33.63	39.67	37.64	16.27
EPS Growth	2.91%	-15.23%	5.39%	131.30%	5.13%
Dividend Per Share	5.000	5.000	5.500	5.000	4.000
Dividend Growth	-	-9.09%	10.00%	25.00%	122.22%
Effective Tax Rate	20.96%	22.44%	16.41%	18.11%	26.80%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.