BOM:532720 Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	189,120	184,281	165,664	144,123	120,295	108,581
Total Interest Expense	89,916	88,995	85,070	69,317	50,862	43,736
Net Interest Income	99,204	95,286	80,595	74,807	69,433	64,845
Commissions and Fees	9,897	9,095	5,279	1,843	1,806	1,099
Gain (Loss) on Sale of Investments	288	288	100.2	51.5	349.1	795.1
Other Revenue	18,674	17,201	14,219	13,616	5,841	3,514
Revenue Before Loan Losses	128,063	121,870	100,192	90,317	77,429	70,253
Provision for Loan Losses	22,754	24,032	20,854	19,567	11,832	26,892
Revenue	105,309	97,838	79,338	70,750	65,597	43,362
Revenue Growth (YoY)	29.50%	23.32%	12.14%	7.86%	51.28%	39.74%
Salaries & Employee Benefits	25,483	25,096	23,549	22,614	21,153	16,131
Cost of Services Provided	14,768	13,709	11,025	9,413	3,490	1,973
Other Operating Expenses	16,012	15,486	11,978	10,732	10,569	8,903
Total Operating Expenses	60,257	58,152	49,765	45,508	37,471	28,405
Operating Income	45,053	39,687	29,574	25,241	28,126	14,956
Earnings From Equity Investments	717.1	696.4	652.3	561.1	433.2	450.2
EBT Excluding Unusual Items	45,770	40,383	30,226	25,802	28,559	15,407
Gain (Loss) on Sale of Investments	-796.7	-796.7	-	9.8	6.4	-12.1
Other Unusual Items	-1,330	-1,330	-	-	-560.6	205.7
Pretax Income	43,645	38,259	30,269	25,882	28,038	15,494
Income Tax Expense	11,049	9,648	7,660	6,451	7,326	3,991
Earnings From Continuing Ops.	32,596	28,611	22,609	19,431	20,712	11,503
Minority Interest in Earnings	-69.4	-65.8	10	-103.6	12	-134.7
Net Income	32,527	28,545	22,619	19,327	20,724	11,369
Net Income to Common	32,527	28,545	22,619	19,327	20,724	11,369
Net Income Growth	41.91%	26.20%	17.03%	-6.74%	82.29%	47.03%
Shares Outstanding (Basic)	1,390	1,367	1,272	1,234	1,233	1,232
Shares Outstanding (Diluted)	1,391	1,368	1,273	1,235	1,234	1,234
Shares Change (YoY)	11.99%	7.52%	3.07%	0.02%	0.05%	11.32%
EPS (Basic)	23.40	20.88	17.78	15.66	16.81	9.23
EPS (Diluted)	23.38	20.86	17.77	15.65	16.79	9.21
EPS Growth	26.73%	17.39%	13.55%	-6.79%	82.30%	31.95%
Free Cash Flow	-	-131,885	-160,438	-187,719	-178,086	-2,826
Free Cash Flow Per Share	-	-96.39	-126.08	-152.05	-144.27	-2.29
Dividend Per Share	-	7.500	6.500	6.300	6.000	3.600
Dividend Growth	-	15.38%	3.17%	5.00%	66.67%	350.00%
Operating Margin	42.78%	40.56%	37.28%	35.68%	42.88%	34.49%
Profit Margin	30.89%	29.18%	28.51%	27.32%	31.59%	26.22%
Free Cash Flow Margin	-	-134.80%	-202.22%	-265.33%	-271.49%	-6.52%
Effective Tax Rate	25.32%	25.22%	25.31%	24.93%	26.13%	25.76%
Revenue as Reported	217,981	210,867	185,305	159,703	128,324	114,005