BOM:532720 Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Net Income	22,619	19,327	20,724	11,369	7,732
Depreciation & Amortization	2,799	2,610	2,129	1,271	1,288
Other Amortization	413.1	138.5	130.2	126.8	217.3
Loss (Gain) From Sale of Investments	4,537	3,175	-9,873	-464.6	19,412
Asset Writedown & Restructuring Costs	-67.8	-105.6	234.4	-11.5	-95
Provision for Credit Losses	15,589	17,149	22,134	28,065	21,707
Stock-Based Compensation	59	59	100	135.1	183.5
Change in Accounts Payable	-1,916	4,152	1,319	3,610	713.8
Change in Other Net Operating Assets	-182,378	-224,661	-212,829	-47,634	2,258
Other Operating Activities	-17,672	-6,330	1,978	3,713	4,843
Operating Cash Flow	-156,019	-184,486	-173,953	180.6	58,259
Operating Cash Flow Growth	-	-	-	-99.69%	-
Capital Expenditures	-4,419	-3,233	-4,133	-3,007	-455.2
Sale of Property, Plant & Equipment	691	527.8	147.5	65.8	43.2
Cash Acquisitions	-	-2,064	-	-	-
Divestitures	-	-	-	-	207.3
Investment in Securities	-15,540	23,995	-20,262	28,466	-86,999
Other Investing Activities	8,499	7,477	7,894	5,581	3,719
Investing Cash Flow	-10,769	26,703	-16,354	31,106	-83,484
Short-Term Debt Issued	-	-	1,700	-	-
Long-Term Debt Issued	769,454	587,657	527,149	487,770	250,757
Total Debt Issued	769,454	587,657	528,849	487,770	250,757
Short-Term Debt Repaid	-	-1,700	-	-	-
Long-Term Debt Repaid	-585,622	-417,610	-335,889	-518,507	-255,961
Total Debt Repaid	-585,622	-419,309	-335,889	-518,507	-255,961
Net Debt Issued (Repaid)	183,831	168,348	192,960	-30,737	-5,205
Issuance of Common Stock	-	-	-	-	30,689
Common Dividends Paid	-7,778	-7,399	-4,440	-991.9	-
Other Financing Activities	-	-	-0.1	-	0.9
Financing Cash Flow	176,053	160,949	188,520	-31,729	25,485
Foreign Exchange Rate Adjustments	1.5	3.8	-	-7.1	-
Net Cash Flow	9,267	3,170	-1,787	-432.1	259.3
Free Cash Flow	-160,438	-187,719	-178,086	-2,826	57,804
Free Cash Flow Margin	-199.52%	-265.68%	-271.49%	-6.52%	186.29%
Free Cash Flow Per Share	-129.90	-152.05	-144.27	-2.29	52.16
Cash Interest Paid	65,220	69,252	52,016	48,266	47,422
Cash Income Tax Paid	8,702	8,267	5,338	5,732	6,586

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.