DCB Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	58,900	64,706	53,620	42,003	35,128
Interest Income on Investments	15,144	-	-	-	-
Total Interest Income	74,045	64,706	53,620	42,003	35,128
Interest Paid on Deposits	49,479	43,640	34,341	24,833	21,553
Net Interest Income	24,565	21,066	19,279	17,170	13,575
Net Interest Income Growth (YoY)	16.61%	9.27%	12.28%	26.48%	5.51%
Gain (Loss) on Sale of Assets	-	1.84	1.55	-7.7	-2.28
Gain (Loss) on Sale of Investments	55.2	1,702	346.94	95.01	740.66
Other Non-Interest Income	8,496	5,801	4,394	4,007	3,782
Total Non-Interest Income	8,551	7,505	4,742	4,094	4,520
Non-Interest Income Growth (YoY)	13.94%	58.26%	15.84%	-9.44%	1.39%
Revenues Before Loan Losses	33,117	28,571	24,021	21,264	18,095
Provision for Loan Losses	3,188	2,084	1,425	1,592	4,074
Revenue	29,929	26,487	22,597	19,672	14,021
Revenue Growth (YoY)	13.00%	17.22%	14.87%	40.30%	7.90%
Salaries and Employee Benefits	10,154	9,231	7,943	6,929	5,391
Occupancy Expenses	1,394	2,554	2,856	2,407	1,911
Selling, General & Administrative	105.2	706.67	624.6	552.51	412.84
Other Non-Interest Expense	8,506	5,697	3,913	3,479	2,406
Total Non-Interest Expense	20,159	18,201	15,377	13,397	10,126
EBT Excluding Unusual Items	9,770	8,286	7,220	6,276	3,895
Pretax Income	9,770	8,286	7,220	6,276	3,895
Income Tax Expense	2,454	2,133	1,860	1,620	1,020
Net Income	7,316	6,153	5,360	4,656	2,875
Net Income to Common	7,316	6,153	5,360	4,656	2,875
Net Income Growth	18.89%	14.81%	15.13%	61.93%	-14.38%
Basic Shares Outstanding	318	314	312	311	311
Diluted Shares Outstanding	321	316	315	315	313
Shares Change (YoY)	1.54%	0.10%	0.24%	0.59%	-0.28%
EPS (Basic)	23.01	19.63	17.18	14.96	9.26
EPS (Diluted)	22.82	19.49	16.99	14.79	9.19
EPS Growth	17.09%	14.71%	14.88%	60.94%	-14.11%
Dividend Per Share	1.450	1.350	1.250	1.250	1.000
Dividend Growth	7.41%	8.00%	-	25.00%	-
Effective Tax Rate	25.12%	25.74%	25.76%	25.81%	26.20%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.