BOM:532892 Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	25,072	24,533	19,206	12,371	11,364	7,547
Total Interest Expense	12,020	12,532	10,006	5,619	4,518	4,098
Net Interest Income	13,053	12,001	9,201	6,752	6,846	3,449
Brokerage Commission	44,817	45,463	36,578	27,334	26,073	19,495
Other Revenue	8,991	13,394	15,262	2,072	5,545	9,217
Revenue Before Loan Losses	66,861	70,858	61,041	36,159	38,464	32,161
Provision for Loan Losses	531.3	2.3	247.2	304.2	744.8	822.7
Revenue	66,330	70,856	60,794	35,855	37,719	31,338
Revenue Growth (YoY)	-17.67%	16.55%	69.56%	-4.94%	20.36%	75.05%
Salaries & Employee Benefits	19,649	17,414	13,298	10,084	8,782	6,436
Cost of Services Provided	15,294	16,561	13,724	10,348	10,302	7,181
Other Operating Expenses	4,323	4,322	3,066	2,495	1,994	1,710
Total Operating Expenses	40,422	39,349	31,206	23,635	21,762	15,955
Operating Income	25,908	31,507	29,588	12,220	15,957	15,383
Currency Exchange Gains	-2.5	-2.5	4.8	13.1	18.6	-1
Other Non-Operating Income (Expenses)	442.6	777.4	735.2	189.2	182.5	45.4
EBT Excluding Unusual Items	26,418	32,282	30,328	12,442	16,175	16,046
Gain (Loss) on Sale of Investments	-20.3	-20.3	-	-	-	-
Other Unusual Items	-	-	-	-	-	-881
Pretax Income	26,399	32,263	30,319	12,442	16,175	15,202
Income Tax Expense	6,115	7,181	5,863	3,094	3,051	2,555
Earnings From Continuing Ops.	20,284	25,082	24,456	9,348	13,125	12,647
Minority Interest in Earnings	-27.2	-65.4	-45.5	-30.9	-26.7	-42.8
Net Income	20,257	25,016	24,411	9,317	13,098	12,604
Net Income to Common	20,257	25,016	24,411	9,317	13,098	12,604
Net Income Growth	-38.42%	2.48%	162.00%	-28.87%	3.91%	587.38%
Shares Outstanding (Basic)	600	598	593	593	588	589
Shares Outstanding (Diluted)	613	610	599	595	593	599
Shares Change (YoY)	0.48%	1.79%	0.78%	0.32%	-0.98%	-0.43%
EPS (Basic)	33.77	41.83	41.16	15.72	22.28	21.42
EPS (Diluted)	33.04	41.00	40.73	15.66	22.09	20.92
EPS Growth	-38.73%	0.66%	160.01%	-29.10%	5.59%	586.07%
Free Cash Flow	-	9,336	-5,004	-32,117	9,561	-2,034
Free Cash Flow Per Share	-	15.30	-8.35	-54.00	16.13	-3.40
Dividend Per Share	6.000	5.000	3.500	2.500	2.500	2.500
Dividend Growth	20.00%	42.86%	40.00%	-	-	150.00%
Operating Margin	39.06%	44.47%	48.67%	34.08%	42.30%	49.09%
Profit Margin	30.54%	35.31%	40.15%	25.99%	34.73%	40.22%
Free Cash Flow Margin	-	13.18%	-8.23%	-89.58%	25.35%	-6.49%
Effective Tax Rate	23.16%	22.26%	19.34%	24.87%	18.86%	16.80%
Revenue as Reported	79,327	84,172	71,776	41,971	43,164	36,341

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.