Paisalo Digital Limited (BOM:532900)
India · Delayed Price · Currency is INR 76.80
-2.31 (-2.92%)
At close: Oct 23, 2026
Paisalo Digital Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 10,120 | 9,047 | 6,964 | 5,890 | 4,650 | 3,922 |
Total Interest Expense | 4,275 | 3,743 | 3,283 | 2,701 | 2,087 | 1,841 |
Net Interest Income | 5,845 | 5,304 | 3,681 | 3,189 | 2,564 | 2,081 |
Commissions and Fees | 238.93 | 389.61 | 711.32 | 624.16 | 81.61 | - |
Gain (Loss) on Sale of Investments | - | - | 2.67 | 9.56 | - | - |
Other Revenue | 26.75 | - | 33.25 | 63.84 | - | - |
Revenue Before Loan Losses | 6,110 | 5,694 | 4,428 | 3,887 | 2,645 | 2,081 |
Provision for Loan Losses | 281.75 | 421.54 | 255.12 | 117.79 | 539.01 | 546.4 |
| 5,829 | 5,272 | 4,173 | 3,769 | 2,106 | 1,535 | |
Revenue Growth | 30.80% | 26.34% | 10.72% | 78.95% | 37.23% | 17.74% |
Salaries & Employee Benefits | 780.86 | 764.16 | 628.61 | 490.28 | 346.71 | 257.55 |
Cost of Services Provided | 185.11 | 185.11 | 134.31 | 288.11 | 166.5 | 31.38 |
Other Operating Expenses | 1,047 | 927.45 | 648.08 | 550.11 | 253.7 | 142.01 |
Total Operating Expenses | 2,190 | 1,999 | 1,466 | 1,362 | 799.81 | 463.27 |
Operating Income | 3,638 | 3,273 | 2,707 | 2,406 | 1,306 | 1,071 |
Currency Exchange Gain (Loss) | -47.11 | -47.11 | -28.98 | - | - | - |
EBT Excluding Unusual Items | 3,591 | 3,226 | 2,678 | 2,406 | 1,306 | 1,071 |
Gain (Loss) on Sale of Investments | -0.1 | -4.95 | - | - | - | - |
Other Unusual Items | -7.84 | -7.84 | 7.84 | 4.76 | -45.29 | -0.33 |
Pretax Income | 3,554 | 3,184 | 2,684 | 2,412 | 1,262 | 1,071 |
Income Tax Expense | 900 | 812.04 | 682.35 | 622.11 | 326.19 | 278.71 |
Net Income | 2,654 | 2,372 | 2,001 | 1,790 | 936.19 | 792.51 |
Preferred Dividends & Other Adjustments | - | - | - | - | -0 | - |
Net Income to Common | 2,654 | 2,372 | 2,001 | 1,790 | 936.19 | 792.51 |
Net Income Growth | 27.97% | 18.53% | 11.82% | 91.17% | 18.13% | 36.69% |
Shares Outstanding (Basic) | 910 | 906 | 899 | 463 | 890 | 847 |
Shares Outstanding (Diluted) | 910 | 906 | 899 | 463 | 890 | 847 |
Shares Change | 0.70% | 0.81% | 94.32% | -48.00% | 5.03% | 0.13% |
EPS (Basic) | 2.92 | 2.62 | 2.23 | 3.87 | 1.05 | 0.94 |
EPS (Diluted) | 2.89 | 2.59 | 2.20 | 3.87 | 1.05 | 0.94 |
EPS Growth | 25.86% | 17.73% | -43.14% | 268.50% | 12.30% | 36.40% |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | -16,332 | -7,980 | -8,543 | -5,735 | -4,584 | -3,977 |
Free Cash Flow Per Share | -17.95 | -8.81 | -9.51 | -12.40 | -5.15 | -4.70 |
Dividend Per Share | - | 0.100 | 0.100 | 0.100 | 0.050 | 0.050 |
Dividend Growth | - | 0% | 0% | 100.00% | 0% | 0% |
Operating Margin | 62.42% | 62.08% | 64.88% | 63.85% | 62.03% | 69.81% |
Profit Margin | 45.54% | 44.99% | 47.96% | 47.49% | 44.45% | 51.64% |
Free Cash Flow Margin | -280.21% | -151.36% | -204.73% | -152.16% | -217.66% | -259.13% |
Effective Tax Rate | 25.32% | 25.50% | 25.43% | 25.79% | 25.84% | 26.02% |
Revenue as Reported | 10,386 | 9,437 | 7,711 | 6,587 | 4,732 | 3,922 |