India Finsec Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	746.59	685.48	611.97	425.43	224.16	161.81
Total Interest Expense	1,121	1,085	231.92	171.28	56.64	47.01
Net Interest Income	-374.65	-399.47	380.05	254.15	167.52	114.8
Commissions and Fees	30.58	21.32	19.55	12.58	7.42	4.98
Other Revenue	5.46	7.31	9.85	26.22	11.73	14.08
Revenue Before Loan Losses	-338.61	-370.85	409.45	292.95	186.67	133.86
Provision for Loan Losses	-0.48	-	4.88	5.62	3.96	6.11
Revenue	-338.13	-370.85	404.57	287.33	182.71	127.74
Revenue Growth (YoY)	-	-	40.80%	57.26%	43.03%	-2.74%
Salaries & Employee Benefits	146.66	136.25	145.78	146.29	81.79	37.05
Cost of Services Provided	2.05	2.05	8.56	1.68	1.57	0.1
Other Operating Expenses	-787.27	-770.05	68.53	51.68	29.29	21.59
Total Operating Expenses	-609.46	-605.55	243.79	223.33	128.9	63.43
Operating Income	271.33	234.7	160.78	63.99	53.81	64.31
EBT Excluding Unusual Items	276.3	239.82	160.78	64.02	53.82	64.38
Other Unusual Items	-	-	-	-	-	-0.03
Pretax Income	276.3	239.82	160.78	64.02	53.82	64.35
Income Tax Expense	71.24	58.53	39.07	17.98	13.41	14.72
Earnings From Continuing Ops.	205.06	181.29	121.71	46.04	40.4	49.63
Minority Interest in Earnings	-62.03	-63.67	-45.3	-15.47	11.12	-13.63
Net Income	143.03	117.61	76.42	30.57	51.52	36
Net Income to Common	143.03	117.61	76.42	30.57	51.52	36
Net Income Growth	34.06%	53.91%	149.99%	-40.67%	43.11%	103.62%
Shares Outstanding (Basic)	29	25	25	25	32	18
Shares Outstanding (Diluted)	29	25	25	25	32	18
Shares Change (YoY)	16.63%	2.10%	-	-21.57%	75.79%	12.56%
EPS (Basic)	4.95	4.62	3.06	1.23	1.62	1.99
EPS (Diluted)	4.95	4.62	3.06	1.23	1.62	1.99
EPS Growth	14.94%	50.74%	149.99%	-24.34%	-18.59%	80.91%
Free Cash Flow	-	-312.68	-161.05	-907.16	-503.32	-66.71
Free Cash Flow Per Share	-	-12.28	-6.46	-36.37	-15.83	-3.69
Operating Margin	-	-	39.74%	22.27%	29.45%	50.34%
Profit Margin	-	-	18.89%	10.64%	28.20%	28.18%
Free Cash Flow Margin	-	-	-39.81%	-315.72%	-275.47%	-52.22%
Effective Tax Rate	25.78%	24.41%	24.30%	28.09%	24.93%	22.87%
Revenue as Reported	787.76	719.23	641.37	464.25	243.31	181

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.