India Finsec Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	801.77	685.48	611.97	425.43	224.16
Total Interest Expense	331.97	1,085	231.92	171.28	56.64
Net Interest Income	469.8	-399.47	380.05	254.15	167.52
Commissions and Fees	39.42	21.32	19.55	12.58	7.42
Other Revenue	19.58	7.31	9.85	26.22	11.73
Revenue Before Loan Losses	528.8	-370.85	409.45	292.95	186.67
Provision for Loan Losses	5.19	-	4.88	5.62	3.96
Revenue	523.61	-370.85	404.57	287.33	182.71
Revenue Growth (YoY)	-	-	40.80%	57.26%	43.03%
Salaries & Employee Benefits	150.41	136.25	145.78	146.29	81.79
Cost of Services Provided	-	2.05	8.56	1.68	1.57
Other Operating Expenses	48.43	-770.05	68.53	51.68	29.29
Total Operating Expenses	229.76	-605.55	243.79	223.33	128.9
Operating Income	293.85	234.7	160.78	63.99	53.81
EBT Excluding Unusual Items	294.13	239.82	160.78	64.02	53.82
Pretax Income	294.13	239.82	160.78	64.02	53.82
Income Tax Expense	77.19	58.53	39.07	17.98	13.41
Earnings From Continuing Ops.	216.95	181.29	121.71	46.04	40.4
Minority Interest in Earnings	-62.89	-63.67	-45.3	-15.47	11.12
Net Income	154.06	117.61	76.42	30.57	51.52
Net Income to Common	154.06	117.61	76.42	30.57	51.52
Net Income Growth	30.99%	53.91%	149.99%	-40.67%	43.11%
Shares Outstanding (Basic)	21	25	25	25	32
Shares Outstanding (Diluted)	21	25	25	25	32
Shares Change (YoY)	-18.47%	2.10%	-	-21.57%	75.79%
EPS (Basic)	7.42	4.62	3.06	1.23	1.62
EPS (Diluted)	7.42	4.62	3.06	1.23	1.62
EPS Growth	60.66%	50.74%	149.99%	-24.34%	-18.59%
Free Cash Flow	-1,212	-312.68	-161.05	-907.16	-503.32
Free Cash Flow Per Share	-58.36	-12.28	-6.46	-36.37	-15.83
Operating Margin	56.12%	-	39.74%	22.27%	29.45%
Profit Margin	29.42%	-	18.89%	10.64%	28.20%
Free Cash Flow Margin	-231.42%	-	-39.81%	-315.72%	-275.47%
Effective Tax Rate	26.24%	24.41%	24.30%	28.09%	24.93%
Revenue as Reported	860.77	719.23	641.37	464.25	243.31

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.